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Tim Bray over at Ongoing does some light speculation about how we should understand the accelerating growth in ways we communicate with each other. He starts with the timeline you see to your left and then goes on to play with ways of comparing and charting the means at our disposal today, wondering where the holes in the map might be that could reveal the spaces for new forms. Tim, who happens to be Canadian, is director of web technologies at Sun Microsystems and has a background in search ...

... and, if so, how such a conflict ought be weighed on judicial review of benefit determinations. The Court held that this dual role creates a conflict of interest; that a reviewing court should consider that conflict as a factor in determining whether the plan administrator has abused its discretion in denying benefits; and that the significance of the factor will depend upon the circumstances of the particular case. Samuel Bray, an Associate in Law at Columbia Law School, discusses the case.

... ) all top execs of health insurance companies and made the Forbes list of the top 500 bosses (ranked by pay). Ron Williams of Aetna earned $8.9 million, Edward Hanway of Cigna made $30 million, Stephen Helmsley of UHC was paid $4 million and Angela Bray of Wellpoint (Blue Cross) made $4 million. By comparison, Oprah earned $260 million, Tiger Woods earned $115 million and he only worked half the year, Dr. Phil earned $90 million, 50 cent earned $7 million. FWIW, Elvis earned $45 million without ...

LIFE MAGAZINE on Google Books. Thanks to Hiawatha Bray on Facebook for the link.

/**/ Samuel Bray (Columbia Law School) has posted Preventive Adjudication (University of Chicago Law Review, Forthcoming) on SSRN. Here is the abstract: This Article identifies, justifies, and explains the parameters of a largely ignored but important category of cases - what is here called "preventive adjudication." In this category of cases, courts offer opinions without any "command" to the parties, and these opinions are meant to avoid future harm, not remedy past harm. Despite receiving ...

The parties in this case were married on October 25, 1986 and subsequently separated in August 1991. There was one child resulting from the marriage, who was born on July 22, 1988. A Separation Agreement was executed by the parties on December 21, 1992. The Agreement required the father to pay child support for his one child in the amount of $700.00 per month. Of course, this Agreement was put into place prior to the enactment of the Child Support Guidelines. The Agreement, among other things, ...

... I found it refreshing that he clearly wrote his own book - unlike many other famous folks! And yes, he is famous now. Although interest in Kyle's trades went a bit slowly at first, he basically became a media phenomenon. People wanted to trade with him just to get their name in the paper. So there's the secret, revealed: Come up with a great idea, turn yourself into a media phenomenon, and parlay that into owning a home. And don't forget to write a book about it. I promise to read it! Ilona Bray

... . That's why it's important to get to know your local market - even at the neighborhood level - before bidding on a house. Go to open houses and quiz the selling agent about how many offers they anticipate, ask your agent to pull up actual sales prices on comparable houses sold within the last few months (or research these yourself on sites like Zillow), talk to the neighbors, read the local headlines, and more. Then you'll be ready to submit an appropriately priced and crafted bid. Ilona Bray

... amount you're given to replace your house, in a disaster, may not allow you to rebuild what you had, and you'll lose any home appreciation you gained over time. Yes, disasters (such as fires, earthquakes, and floods) are unlikely, but the message here seems to be, why gamble on such a huge part of your life - and your net worth? The other major blunders are mostly focused on retirement planning and keeping yourself healthy. But when it comes to homeownership, insurance is a biggie. Ilona Bray

... with your new house, you will end up unhappy there, too." Of course, not every house will have the backyard creek and first floor walk-in shower featured in the article, but it's worth keeping your eyes open for such dog-friendly features. At the very least, every pet owner should consider where the dog's paws will first step after a romp in the mud. While you're reading the Telegraph, check out the "Property" and "Gardening" sections, where every home really does look like a castle. Ilona Bray