Search for: "Experian, Inc."
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18 Jul, 2007 7:55 pm
... , 2007.) {4} In his Amended Complaint, Burgess alleges that Defendants AIS Network, Inc. and Clickspring, LLC illegally placed programs on his computer that facilitated the
receipt of ... , 49, 51). {5} On 21 March 2007, Defendant American Express Company, Inc. filed a Notice of Designation of Action as Mandatory Complex Business Case under N.C ...
are no more specific as to them. (See Answer of Def. Experian Information Solutions, Inc.; American Express Company, Inc.'s Mot. to Dismiss and Answer to Pl.'s ...
30 Aug, 2006 6:41 am
... order by filing a bankruptcy petition. The district court decertified the class action against The Credit Store sua sponte because it lacked the financial ability to satisfy any
judgment against it. Barnett v. Experian Information Solutions, Inc., 236 F.R.D. 307 (E.D. Tex. 2006). The district court summarized the allegations against The Credit
Store as follows: "The plaintiffs contend that the defendant purchased old debts and changed ...
27 Feb 2:00 pm
Anthony Bush with Anderson Nelms & Associates filed a case on January 22, 2009, against Beneficial Assurance LTD, Inc., Homecomings Financial, LLC, America's First Federal
Credit Union, Credit Bureau Services International, Inc. and Experian. This case arises out of a bankruptcy discharge that the plaintiff received several years ago (2007)
but the defendants continued to report discharged debts as having a ...
11 Jan 10:13 am
Debtors frequently receive a discharge in Bankruptcy, only to find that they still can not open a bank account due to check reporting companies such as Chex Systems, Telecheck, and
SCAN. All these companies are considered consumer-reporting agencies, and similar to Equifax, Experian, and TransUnion. Nevertheless, they only provide deposit account
verification services such as the reporting [...]
2 Aug 3:37 am
Fair Isaac Corp. v. Experian Information Solutions Inc., 2009 WL 2252583 (D. Minn.) There are three major credit bureaus in the US: TransUnion, Experian, and
Equifax. They have 100% of the market for aggregated consumer credit data, which they use to generate ... argued that less than one percent of lenders used Trans Union's in-house score,
nobody used Experian's in-house score, and no lender used VantageScore when the statements at issue were made. The court, ...
23 May, 2008 1:03 am
... University of Florida copyrights study questions to fend off web cheat sheets such as 'Einstein's Notes': (Ars Technica), Experian - Experian, Katz settle over call
processing patents: (IP Law360), Fujitsu - Nanya Technology losing patent war against ... second appeal CAFC vacates non-infringement summary judgment and remands: LSI Industries v
ImagePoint and Marketing Displays Inc; ImagePoint v Keyser Industries (aka Florida Plastics International v MDI: (Patent Prospector), Mattel - Mattel settles ...
21 Jul, 2008 7:14 am
We recently sued CACH, LLC (a debt buyer), Equifax, Experian, and Trans Union for false credit reporting in violation of the Fair Credit Reporting Act (FCRA), Fair Debt
Collection Practices Act (FDCPA), and state law. This ... client disputes in writing with the CRAs. Pretty simple, right? Apparently not so simple. In this case CACH out of Colorado and
Equifax, Experian, and Trans Union verified (kept) the false account with a balance on our client's credit reports. CACH also sent the account out to ...
27 Oct 5:08 am
... the allegations underlying the class action complaint, in November 2004 State Farm asked Experian for plaintiff's consumer credit report without his consent, and that he did
... it until April 2006, "when he received a copy of his consumer credit report from Experian." Id. State Farm claimed that it obtained plaintiff's credit report for a
"permissible purpose ... was premised "exclusively" on the Seventh Circuit opinion in Cole v. U.S. Capital, Inc., 389 F.3d 719 (7th Cir. 2004), which held that a "firm ...
12 Oct, 2007 6:09 am
Thanks to The Arkansas Business Litigation Blog for Equifax and Experian Must Produce Trade Secrets, Subject to Protective Order. I had seen no news of the case Fair Isaac Corp.
v. Equifax, Inc.. The court agreed the algorithms and software are trade secrets but that defendants must produce them to Fair Isaac. A protective order prevents Fair Isaac or
its experts from using the information for any purposes other than the litigation. Any ...
13 May, 2008 9:44 pm
... the PR Newswire release: Marks & Klein, LLP today filed its third class action lawsuit against LifeLock, Inc., a provider of identity theft protection services, and its
CEO Richard "Todd" Davis. The lawsuit was filed in the Circuit ... . So far only one instance of this has been reported. Here is what I wrote about it in a previous post about pending
litigation between Experian and Lifelock: Shortly thereafter, CEO Todd Davis made headlines when he organized a "posee," complete with film crew ...
5 Jul 5:54 am
... the homes defaulted. The government is seeking $77 million in treble damages from Capmark Finance Inc. under the False Claims Act, 31 U.S.C. 3729. The company was ... D1349a
ACE, AIG FACE SUIT FOR REFUSING TO COVER FULL SETTLEMENT COSTS, Experian Info. Solutions v. Ill. Union Ins. Co., 19 No. 39 Andrews Ins ... attorney fees incurred in connection
with the settlement of two class- action lawsuits against it. Experian Information Solutions, which specializes in consumer and business credit reporting and ...
31 May, 2008 10:17 pm
... of Mellon is offering free credit monitoring and identity theft insurance through Experian. This has become standard in the wake of most data breaches, but it doesn't ...
United Bancorp (acquired by TD Bank Financial Group), United Parcel Service, Inc., Wachovia Corporation, MetLife, Hudson City Bancorp, Eastman Kodak Company, Burlington ... Sound
Federal Bancorp (acquired by Hudson City Bancorp), Big Lots, Inc., Guidant Corporation (acquired by Boston Scientific Corp), New York Community Bancorp and ...
15 Jan, 2007 10:13 am
... names that reflect the trademark. Numerous arbitration panel decisions support this proposition, including Oki Data Americas, Inc. v. ASD, Inc. D2001-0903 and
(transfer denied); Experian Information Solutions, Inc. v. Credit Research, Inc. D2002-0095 (transfer ordered); DaimlerChrysler A.G. v. Donald Drummonds D2001 ...
Inc. D2000-0079 (transfer with dissenting 0pinion involving adult content). Inter-Tel, Inc. v. Michael Marcus NAF Claim Number: FA0606000727697 (transfer denied) Keep in
mind ...
29 Sep, 2007 10:05 am
With stories of identity theft surfacing daily, it's no wonder that consumers want to be able to keep an eye on their credit reports from Experian, TransUnion, and Equifax. But
there can be a hidden problem with these credit monitoring services. Each time your credit is checked by a third party, it lowers your credit score a little. If you personally check
your credit, there is no impact. The problem is that some of these credit monitoring services allow you to check your credit daily, and they ...
31 May, 2007 8:21 am
With recent consumer protection actions against Kmart Corp., Darden Restaurants, Inc., Dell, Inc., and Best Buy Co., Inc., the Federal Trade Commission (Commission)
and state Attorneys General (AGs) continue to execute ... affirmative misstatement. The Connecticut Attorney General's action against Best Buy is based on failure to disclose.
Proceedings against Experian Direct, Alltel, and Kmart make clear that companies should be particularly cautious with trial offers and similar promotional pricing ...
14 Nov, 2007 8:35 pm
... about losses -- but many say the problem is growing. Avivah Litan, a fraud specialist at research firm Gartner Inc., estimates that synthetic schemes constitute at least 20%
of credit charge-offs and 80% of losses from ... fraud "is showing up all over the place." Scams like Mr. Rose's also show how fraudsters can exploit the practices of the three big
credit-reporting companies, Equifax Inc., Experian and TransUnion LLC. The companies and the FTC say some inaccuracies and fraud are unavoidable ...
9 Apr, 2008 11:17 am
... itself conducts a very run-of-the-mill statutory and legislative history analysis, so it doesn't give much color about the coalition or why it cares about this case. UPDATE: "Among
its members are Experian, Fidelity Investments, the Investment Company Institute, Charles Schwab & Co., Inc., Deere & Company, Inc., JP Morgan Chase,
General Motors Corp., Vanguard Group, UPS, CheckFree, Eastman Kodak ...
3 Sep, 2007 7:03 pm
... the age 65+ crowd is receiving the most unwanted junk mail, reports DM News. An eleven question survey conducted by Harman Research Inc., which owns StopTheJunkMail, is
asking why you don't like junk mail, and even identifies the top catalogs with the most ... Frontgate, Pottery Barn, Travel Smith Restoration Hardware, and Victoria's Secret. Other junk
mailers you don't like are Experian and Equifax-both data brokers and credit bureaus-InfoUSA, Bank of America, Capital One, Chase Bank, and ValPak. ...
8 May, 2008 4:31 am
... consumers. This is normally done on a monthly or quarterly basis. The consumer reporting agencies ("CRAs"), which include Equifax, Experian, and TransUnion , are the
companies that compile the credit reports on consumers. The furnishers send the information about consumers to the CRAs who then store ... and within five years of the actual violation.
15 U.S.C. Section 1681p. This is a change in the law as TRW Inc. v. Andrews, 122 S.Ct. 441 (2001) had held there was no discovery rule in the FCRA. ...
1 Jan 1:34 pm
... such as auto loans, mortgages and credit cards, among other borrowings. The score, called FICO, ranges from 300-850 and is calculated by Fair Isaac Corp. using information from the
three major credit reporting agencies: Equifax Inc., Experian, and TransUnion. On 12/31/08, the Wall Street Journal reported that Fair Isaac states that a credit score is
made up of five components: * 35% reflects payment history: whether or not you pay your bills on ...
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