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... . 593, 596 (1975). See Milliken & Co. v. Duro Textiles, LLC, 451 Mass. 547, 562-563 (2008), and cases cited. Fremont ... the borrower would be unable to pay and default would follow unless residential real estate values continued to rise indefinitely [FN16]--an assumption that, in the judge's view, ... " rate refers to the interest rate that represents the LIBOR rate at the time of the loan's inception plus the rate add specified in the loan documents. The judge noted that calculation of the debt-to ...