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... , Vanderbilt, took a conservative path, maintaining higher loan standards for which only the most creditworthy home buyers qualified. Palm Harbor Homes steered a similarly conservative course. This isn't the place to delve into who's-better, the ... Hathaway, Inc., the huge holding company managed by billionaire investor Warren Buffett, purchasing industry leader Clayton Homes, Inc., for $1.7 billion, triggering a wave of consolidations. The "Berkshire effect" included a much needed infusion of new ...