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In light of State Farm Bank, FSB vs. John B. Reardon (opinion here), Banking Law Prof Blog asks: Are we headed back to the Supreme Court to resolve the exclusive agent question? Watch this space! Fair enough ... interpretation that interprets its own regulations and finds that they preempt the application of state law to federal savings banks' "exclusive agents." The Connecticut determined that where an agency is interpreting its own regulations, as opposed to a federal statute, ...