Strachan; Sandra Braunstein, director of the Federal Reserve's Consumer Affairs Division; Marty Gruenberg, the FDIC's deputy director; Julie Williams, the OCC's deputy director and general counsel; John Bowman, the OTS's general counsel; John Carey, Citi Cards's chief administrative officer and executive vice president, Larry Sharnak, American Express's executive vice president and general manager; Carlos Minetti, Discover Financial Services's… [read post]