Posts tagged with: "insurance"
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11 Sep 2009, 8:00 am
Does a court determine the insured’s awareness of a potential claim by simply determining if the insured subjectively appreciated the potential for a claim, or does the court consider what the insured actually knew and then determine what the hypothetical “objectively reasonable” insured would have appreciated? [read post]
29 Mar 2013, 8:34 am
Question: I want full coverage on my car. What do I need? Answer: I have no idea. Seriously, I have no idea. I have heard the expression "full coverage" for yeras. The problem is that I have no idea what... [read post]
10 Aug 2009, 8:00 am
It is disgraceful that some are trying to hijack town hall meetings and the very important and necessary debates about healthcare reform with shouting and other disruptive behavior. In this economy, in this ever smaller, more compact world, this is very worrisome. [read post]
30 Aug 2010, 11:28 am
With wildfire season looming in southern California, and an insurance company making news for failing to honor damage claims that resulted from a California fire, now might be the time to review what would happen to your home in the... [read post]
5 Apr 2013, 7:24 am
Question: I know I have to have insurance in California. How much insurance do I have to have? Answer: How much you have to have and how much you should have are two different questions. Let's start with the first... [read post]
21 Aug 2009, 9:09 am
I am glad he had the guts and took the time to lay out his thoughts persuasively and in detail unlike the loons disrupting the healthcare town hall meetings across the country these past several weeks. . . Unfortunately, John Mackey got it wrong. [read post]
22 Jun 2010, 7:05 am
The California Department of Insurance announced that it will be reviewing plans for rate increases for individual health insurance policies for its four largest individual policy providers: Anthem Blue Cross, Aetna, Health Net, and Blue Shield of California. The review... [read post]
2 Jul 2012, 1:19 pm
Some Good Tips from United Policy Holders1. Be pro-active in the claim process.2. You’re not on a level playing field when you’re dealing with an insurance claim.3. Think of your insurance claim as a business negotiation—you’re dealing with a for-profit company.4. Give your insurance company a chance to do the right thing, but don’t mistake a friendly representative for a friend.5. Document and support your claim with proof, details and estimates.6. Present clear requests in writing that… [read post]
3 Sep 2012, 2:37 pm
After getting a call from a friend over the weekend, I realized most folks do not know what to do if they are a passenger in a car that is involved in a car accident. If you are the driver,... [read post]
14 Oct 2011, 9:52 am
When a property owner purchases a homeowners insurance policy, they expect to be protected from financially crippling property damage and third-party liability. Unfortunately, insurance companies frequently put their own interests before those of their insureds. They will look to stretch the meaning of exclusions or find other ways to avoid their duty to provide coverage. [...] [read post]
5 Nov 2010, 10:55 am
If you smoke anything other than cigarettes you may now be able to qualify for "Standard Plus" non smoker rates on term life insurance, universal life, whole life or other form of permanent...
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3 Jan 2010, 7:20 am
To Register Email Kristin Langone at GBAR: klangone@gbreb.com
This will be a super fun night at a very swanky new venue. Think a little piece of Ocean Drive, Miami Beach in Metrowest. All real estate professionals are welcome: Realtors, mortgage professionals, appraisers, home inspectors, attorneys, etc.
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7 Jun 2013, 7:35 am
Question: I was involved in a car accident. The other side has sent my insurance company a letter asking for my policy limits. Should I disclose them? Answer: When you are involved in a car crash, your policy limits are... [read post]
23 Apr 2012, 10:33 am
The New York Department of Financial Services has added public hearings to its inquiry into whether homeowners are being charged excessive rates for force-placed insurance coverage.
The department, which regulates the insurance industry in New York, plans to solicit testimony in May from homeowners it said have claimed to have been harmed by force-placed insurance. Also appearing will be banks, insurers, reinsurers and brokers who operate in the force-placed market.
Force-placed… [read post]
31 Jan 2011, 5:47 am
National average credit card rates are approaching 15% and those with bad credit could end up with a rate close to 60%, according to an article published in CNN Money on January 28, 2011. New rules...
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14 Jun 2013, 9:21 am
I was exchanging emails today with a friend of mine who is also a personal injury attorney. He understands how the world of insurance works so none of this will be a surprise to him. But, a lot of attorneys... [read post]
29 May 2012, 9:43 am
Ordinarily, the payment of New Jersey alimony is secured by life insurance on the life of the payor. Here, however, the 68-year old retired ex-husband was permitted to substitute an equivalent lien against his estate, thereby obviating the ongoing cost of the insurance premiums. Barton v. Barton, New Jersey App. Div., June 1, 2012 [read post]
28 Oct 2011, 3:07 pm
Provides immediate cash to pay estate taxes and other expenses after death.
Reduces estate taxes by removing insurance from your estate.
Inexpensive way to pay estate taxes. [read post]
27 Apr 2010, 2:51 am
Tempus fugit. Two weeks to go before the Windstorm Insurance Network holds its Dallas Symposium.In March, I posted Texas Windstorm Insurance Network Symposium Set May 11 in Dallas. This is merely a reminder to attend a very exciting seminar regarding windstorm adjusting. Steve Pate and I promise to provide valuable practice tips to insurance and policyholder representatives.
Click here to Register. [read post]
22 May 2013, 8:39 am
By George F. Indest III, J.D., M.P.A., LL.M., Board Certified by The Florida Bar in Health Law Often we learn after the fact that a health professional such as a mental health counselor, psychologist, or pharmacist has received Healthcare Providers … Continue reading → [read post]