Posts tagged with: "insurance"
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12 Oct 2012, 7:23 pm by structuredsettlements
A discussion about the importance of life insurance to the continuation of businesses, the financial security and survival of families and the need for expert advice This is a content summary only. Please click on the title for the full content, If you find yourself on FAEMM community, back out and type in www. [read post]
6 Sep 2013, 7:47 am by steinlaw
Everyone makes mistakes. We are human, after all. But when you are involved in a car accident, what I prefer to call a car crash, there are some mistakes that you can easily avoid. Here are 5 mistakes to avoid... [read post]
28 May 2012, 5:54 am by Bob Cohen
For insured’s under the misperception that their life insurance policy is iron clad simply because they pay their annually billed premium, these folks may be in for an abrupt and expensive surprise.  Many policies are [...]Life Insurance Policy Review…A Disaster or Solution Waiting to Happen? is a post from: Epilawg [read post]
31 Jan 2014, 10:09 am by steinlaw
People spend a lot of time dealing with auto insurance. But, one question I get is "What is this medical payments (med pay) coverage that is listed?" Answer: First, you should know that every insurance policy, the actual policy with... [read post]
11 Oct 2013, 7:35 am by steinlaw
I got a lot of calls from people who do not understand how a personal injury case works. They are unsure what happens. I have written about this before, but I thought I would lay out what I see are... [read post]
4 Apr 2013, 12:46 pm by structuredsettlements
A history of breast cancer diagnosis is not an automatic decline for life insurance. This is a content summary only. Please click on the title for the full content, If you find yourself on FAEMM community, back out and type in www. [read post]
6 Aug 2012, 1:40 pm by Teresa Bailey
In a tight economy, people are looking for ways to trim their budgets. Many insurance companies advertise that they can lower your rates. However, sometimes you’re getting a lower rate because you are getting different coverage. When shopping for insurance you should do the following: Review your Declarations page: The Declarations page lists what types [...] [read post]
1 Sep 2011, 4:53 pm by Justin Tenuto
Hurricane Irene, as seen from Space The biggest news this past week has undoubtedly been Hurricane Irene. The death and destruction wrought by the first big storm to hit America this year left millions without power and will cost billions to clean up. And while many Americans affected by the storm will look to their state and federal governments, more will be hoping that their insurance companies will help foot the bill. But as we covered earlier in the week, some of those policy owners are in for a… [read post]
21 May 2010, 9:18 pm
Sooner or later, it may become necessary for someone else to drive your vehicle and you want to make sure that there is insurance if they are involved in an automobile accident. Generally, insurance follows the vehicle, not the driver. If it is your car, then the insurance coverage you have purchased for your vehicle would provide primary coverage. Any insurance policy your friend has purchased would become secondary. Primary simply means that your insurance company should pay the claim first.… [read post]
23 May 2010, 2:47 am
In connection with Hurriicane Preparedness Week, NOAA is providing information on its website to save lives at work, home, while on the road, or on the water durring Hurricane season. NOAA says before a Hurricane threatens, you should be able to answer the following questions: What are the Hurricane Hazards? What does it mean to you? What actions should you take to be prepared? Hurricane hazards include: storm surge, high winds, tornadoes, and flooding. Your family should plan for all of… [read post]
29 Nov 2012, 6:13 am by Matthew Weiss
If you were among the many business owners in our region that were adversely affected by Hurricane Sandy, then you may have a claim under your Business Owner’s Policy (BOP).  A BOP policy contains a package of various types of coverages.  I recently checked our policy and believe that we have three types of applicable [...]The post Your Business Owner's Policy May Provide Coverage For Your Company's Hurricane Sandy Losses appeared first on NY Ticket Attorney. [read post]
4 Jun 2010, 3:06 am
Now that Hurricane season is here, there are several helpful publications prepared by The Louisiana Department Of Insurance that you may wish to review for informaiton about homeowners, flood and business interruption insurance as well as how to prepare for both before and after the storm. These publications include: Hurricane Tracking Map and Preparedness Guide.pdf After the Hurricane Hits.pdf Weathering the Storm.pdf What should I do if my property is flooded.pdf Consumer 101 Fliers for… [read post]
21 Mar 2011, 7:00 am by Jen Santini
Life insurance proceeds are paid out to beneficiaries tax free upon an insured’s death. However, the proceeds are included in calculating the value of the decedent’s estate. While many clients believe their estates are not significant enough to worry about tax planning, one large life insurance policy can cause his or her estate to become [...]Irrevocable Life Insurance Trusts is a post from: Epilawg [read post]
2 Nov 2010, 9:24 pm by structuredsettlements
The November 2010 issue of Best's Review includes the supplement "2010 Insurance Facts and Stats: An Introduction to the Insurance Industry". It is full of plenty of relevant and useful information... [[ This is a content summary only. Visit my website for full links, other content, and more! ]] [read post]
3 Mar 2014, 7:06 am by admin
I wanted to share a couple of lists I recently came across in case you did not know these resources were available.  One of these lists details the top insurers in Florida by policy count as of September 2013, and the other shows which insurers are writing the most new business. For those of you who didn’t know, Florida’s OIR [read post]
31 May 2010, 2:24 am
The National Oceanic and Atmospheric Administration is predicting an "active to extremely active" 2010 hurricane season for the Atlantic with 14 to 23 named storms this season, of which 8 to 14 will turn into hurricanes and 3 to 7 of those will grow into major hurricanes with sustained winds of at least 111 miles per hour. Colorado State University forecasters have issued similar predictions: 15 named storms, 8 hurricanes and 4 major hurricanes. Additional Resources: National Oceanic and… [read post]
1 Jul 2011, 3:08 pm by brittania
Authorities in Washington have fined Unum Life Insurance Co. of America after it sold hundreds of long-term care insurance policies that hadn’t been updated to reflect changes to state laws.   On Jan. 1, 2009, new regulations pertaining to long-term care insurance took effect in Washington. Specifically, the changes contained provisions governing unintentional lapses in coverage, definitions and standards continuation of coverage provisions and required disclosure provisions.   The… [read post]
19 Nov 2012, 11:03 am by admin
Nearly all insurance policies contain a clause entitling the insurer to take an examination under oath (EUO) of the insured.  In North Carolina, the provision is most commonly invoked in the context of homeowner’s insurance claims.  For the vast majority of property damage and personal property claims, the insurer will pay for the loss based [...] [read post]
17 Jul 2012, 2:12 pm by admin
Consumers purchase life insurance policies to ensure that their families are financially cared for when they pass away. The life insurance policy is a contract whereby you pay your premium and, in exchange, the life insurer pays out the death benefit to your beneficiaries if you die during the policy period. In determining whether to [...] [read post]
4 Sep 2011, 11:50 am
If a tree falls on your house or building because of Tropical Storm Lee, you should make a claim with your own insurance regardless of whether the tree was growing on your property or another person's property before the storm. Fortunately, you should not have to pay a hurricane deductible since Tropical Storm Lee is not a hurricane. Make sure to take photographs of the tree before removing it from the home. Furthermore, you should check for structural damage to your home as well as for any… [read post]