Posts tagged with: "insurance"
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13 May 2013, 3:04 am
“The Government is to remove the Employment Tribunal’s power to make recommendations to employers that go beyond the specifics of a particular discrimination claim, it has announced.”
Full story
OUT-LAW.com, 10th May 2013
Source: www.out-law.com [read post]
13 May 2013, 2:40 am
The ACA established the Early Retiree Reinsurance Program (ERRP) as a temporary program to reimburse employer and union sponsors of participating employment-based plans for a portion of the cost of health benefits for early retirees and their spouses, surviving spouses, and dependents. CMS has published a notice that sets forth termination dates for several operational processes in preparation for the January 1, 2014 ERRP program sunset date. These operational processes include: the submission of… [read post]
12 May 2013, 11:00 pm
In the wake of the passage of the much awaited American Taxpayer Relief Act of 2013, taxpayers are left with questions about how to incorporate the new laws into their estate plans. One area of concern for many taxpayers is what to do about existing Irrevocable Life Insurance Trusts, or ILITs.
Prior to the dramatic increase in the lifetime exclusion limit for the gift and estate tax, many taxpayers were forced to use creative estate planning tools to avoid exorbitant estate and gift taxes. One tool… [read post]
12 May 2013, 10:20 pm
Renting out your home can be a great way to make extra income, but it is essential to ensure that you have a firm understanding of all of the applicable laws. Although you will not be required to carry the same level of protection as a property management company that has a community with hundreds of units, you will still need to get landlord insurance to make sure that you are covered for a wide variety of potential issues. Keep in mind that your homeowner’s policy will not extend to many of… [read post]
12 May 2013, 7:56 pm
Scam artists target innocent insurance customers at an unfortunately high rate. Our Florida insurance attorneys noticed a recent story about one such scam. Randall Peterson, a 47 year old Cantonment man, was arrested last week for creating a fake company and issuing fake insurance policies to hundreds of unsuspecting customers, according to news reports. He was charged with felony insurance fraud, grand theft, and criminal use of personal identification.
Peterson created a fake company called… [read post]
12 May 2013, 5:55 pm
Since last we visited, your humble Publisher has moved on to the Law Offices of Richard J. Bortnick, where I am Managing Director (very European, if I do say so myself). A number of dedicated readers and friends (you know who you are) have asked what had become of me and why my old email address was no longer effective.
The answer my friend (apologies to Peter, Paul and Mary) is the Law Offices of Richard J. Bortnick. At the risk of having this viewed as attorney advertising, I will stop there… [read post]
12 May 2013, 3:02 pm
Fiduciaries, administrators, sponsors, advisors, trustees and others with involvement or responsibility for Employee Stock Option Plans (ESOPs) should review these rules and ensure that appropriate steps are taken to update their plan terms and practices to comply with new rules scheduled to be published in the Internal Revenue Bulletin on May 13, 2013 by the Internal Revenue Service on investment diversification.
Maintaining legally compliant and defensible arrangements for investing… [read post]
12 May 2013, 11:35 am
We've Moved! Update your Reader Now. This feed has moved to: http://www.langes.com.au/australian_regulatory_compliance/feed/ Update your reader now with this changed subscription address to get your latest updates from us.
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12 May 2013, 11:32 am
We've Moved! Update your Reader Now. This feed has moved to: http://www.langes.com.au/australian_regulatory_compliance/feed/ Update your reader now with this changed subscription address to get your latest updates from us.
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12 May 2013, 7:56 am
So, the lease requires the tenant to carry a policy of “rent insurance” or requires the landlord to carry a policy of “rent insurance” or, worse, requires both of them to do so. What does that policy say and how does it work?
Trick question! You won’t find a rent insurance policy. You may find a commercial property insurance endorsement providing coverage for “rental value,” but don’t look for “rent insurance.” While you are at it,… [read post]
12 May 2013, 3:30 am
(Note: This guest blog is by Ashley Smith, a third-year law student clerking in our Tampa, Florida, office)
A new opinion takes a step in the right direction for Florida policyholders seeking to hold insurance carriers accountable for their conduct in the adjustment of insurance claims. The Second District Court of Appeal’s opinion in Hunt v. State Farm Florida Insurance Company,1 unambiguously states that policyholders can bring bad faith causes of action against their insurance carriers… [read post]
11 May 2013, 7:01 pm
This issue has arisen in a number of conversations with clients.
Why would you engage a contract lawyer? For one of several reasons: (i) even out the work flow; ii) engage expertise you don’t possess at the moment; (iii) gain time to observe the quality of work of a potential hire; and (iv) determine if you have enough work in the long term to hire a permanent employee.
Once you hire a contract lawyer, whether for a designated number of hours or a specific project, do you know… [read post]
11 May 2013, 6:12 pm
The U.S. government recently released data detailing and comparing hospital charges. The clear fact revealed by the data -- Charges for specific procedures can vary greatly between hospitals. This comes as no surprise to me. I see hospital bills on a regular basis in my personal injury practice.
When asked about this data on hospital charges, Huntsville Hospital's CEO responded:
I'm not sure it's really relevant to what Huntsville, Crestwood, or UAB hospitals actually get paid.
He's right. The… [read post]
11 May 2013, 10:54 am
For those that plan ahead, long term care solutions are available that help to maintain dignity, permits claimants and their families to make choices , helps to protect Savings, Retirement,...
This is a content summary only. Please click on the title for the full content, If you find yourself on FAEMM community, back out and type in www. structuredsettlements.typepad.com
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11 May 2013, 10:44 am
May is Lupus Awareness Month, and Los Angeles Social Security Disability Insurance Lawyer Vincent Howard of HOWARD LAW is dedicated to helping to raise awareness about this mysterious and devastating condition, for which there is no known cause or cure.
The Mayo Clinic explains that lupus is a type of immune system disease characterized by chronic inflammation. It's basically a condition whereby your immune system attacks your own organs and tissues. It could affect a number of different body… [read post]
11 May 2013, 6:51 am
What is a hit and run accident in Pennsylvania? If you have been unfortunate enough to have been involved in an accident like this, what can you do? Can you get compensated for your injuries and damages?
The answer is yes, if you have purchased uninsured motorist coverage.
To prove an uninsured motorist claim in a hit and run case, you have to prove that the driver that hit you was negligent, and that you sustained actual injuries. There is no requirement that there be actual physical contact… [read post]
11 May 2013, 6:29 am
Fort Worth life insurance attorneys need to understand the 1980, Texas Supreme Court case, Life Ins. Co. of the Southwest v. Overstreet. Here is some relevant background information.
In February, 1972, Overstreet submitted his application to Southwest to convert a five-year term life policy to a life insurance policy with endowment at age ninety. The earlier policy provided that it would lapse on March 15, 1972. To effect the conversion of the term policy to the policy at issue, Overstreet, on… [read post]
11 May 2013, 6:03 am
Automobile accidents create questions of coverage and liability - the only problem is how to answer those questions. Who is liable? Are you covered? If you are covered, to what extent are you covered? If you are covered, are your passengers covered? The final point is a more complex question to which recent case law has provided guidance for us.
In February of 2009, an uninsured motorist crashed into a vehicle owned by Ann Bernard. Ann was the driver and she had two passengers with her, Andrea… [read post]
10 May 2013, 6:07 pm
Cyberbullying. Employer social media password requests. Crowdfunding. Those were some of the hot tech topics that the Hawai‘i State Legislature grappled with this session. (See my post on Internet related legislative proposals in the 2013 session). The bills addressing those topics didn’t pass, however. In fact, none of the bills listed in my chart of Internet Related Legislative Proposals survived. The closest to passing, perhaps, were two bills… [read post]
10 May 2013, 2:25 pm
An article posted by my colleagues Judy Selby and Zack Rosenberg in the BakerHostetler Class Action Lawsuit Defense Blog raises some important issues for any company that could find itself the target of a class action lawsuit. With the proliferation of data privacy and other consumer class actions, that’s just about any company these days. The article, titled Courts Are Liberally Construing Litigation Insurance Coverage for Class Action Defenses and So Should Defendants, addresses… [read post]