Search for: "Jeff Sovern"
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16 Mar 2012, 12:28 pm
by Jeff Sovern Here. An excerpt: "One strategy collection agencies use, according to Michelle Dunn, a 24-year veteran of the debt-collection industry and the author of "The Guide to Getting Paid": setting up a fake profile and using it to try to friend someone (a few states have laws against online impersonation). [read post]
16 Feb 2012, 5:01 am
by Jeff Sovern Last month the ABA Journal reported that as of January 13, the total number of applicants at ABA-approved law schools stood at 31,815. . . . [read post]
7 Jul 2009, 12:29 pm
by Jeff Sovern I recently came across a study by Macro International conducted for the Federal Reserve Board in 2008 titled Consumer Testing of Mortgage Broker Disclosures that sheds some light on that question. [read post]
26 Mar 2007, 7:35 am
by Jeff Sovern In an article published last year, Toward a New Model of Consumer Protection: The Problem of Inflated Transaction Costs, 47 William & Mary Law Review 1635 (2006), I argued that businesses often make it harder for consumers to obtain things they are entitled to because doing so can be profitable. [read post]
15 Jul 2009, 6:27 pm
by Jeff Sovern The Fed announced today that it is issuing an Interim Final Rule implementing provisions of the Credit CARD Act that take effect in August. [read post]
6 Apr 2012, 7:53 am
by Jeff Sovern The American Bankers Association already has its BankPac, which ranks ninth in spending in the current election cycle, and there's also the Credit Union National Association, which has spent even more than BankPac, but that's apparently not enough for some bankers. [read post]
21 Feb 2007, 2:28 pm
by Jeff Sovern As my co-authors and I worked on our forthcoming casebook, one of the issues we faced was whether door-to-door sales regulations are still relevant and consequently worth covering in the book. [read post]
20 Nov 2007, 1:16 pm
by Jeff Sovern For those who can't keep up with all the readings to which this blog links, but who want to learn more about the home foreclosure crisis, you can click on this link to the predatory lending page maintained by the National State Attorneys General Program at Columbia Law School and scroll down to find an excellent panel discussion that you can download to your computer and MP3 player. [read post]
1 Sep 2010, 2:51 am
" Jeff Sovern at St. [read post]
5 Feb 2007, 3:30 pm
Jeff Sovern referred to the memorial in a recent post. [read post]
17 May 2010, 5:12 pm
by Jeff Sovern Cross-posted with the New Deal 2.0 Blog When our founding fathers fought the Revolution, one of the things they fought for was the right to have a say in the laws that governed them. [read post]
18 Jul 2010, 8:57 am
by Jeff Sovern Yesterday, the Pittsburgh Post-Gazette published my op-ed, Consumer Bureau is Just the First Step, which reports on the tactics one predatory lender used to persuade borrowers to enter into loans that were not in their best interest. [read post]
2 Jan 2012, 7:34 am
by Jeff SovernIsn’t it great that Occupy Wall Street is pretty much over? [read post]
1 Jun 2010, 12:48 pm
by Jeff Sovern Two years ago, I surveyed attendees at Richard Alderman's University of Houston Teaching Consumer Law Conference about their course coverage; the results are here. [read post]
16 Jul 2013, 4:00 am
In his post, Jeff correctly notes that there is no private right of action to enforce Section 1031. [read post]
12 Jul 2012, 10:22 am
by Jeff Sovern I've just posted to SSRN a draft of a paper titled Written Notice of Cooling-Off Periods: A Forty-Year Natural Experiment in Illusory Consumer Protection and the Relative Effectiveness of Oral and Written Disclosures. [read post]
24 Jun 2011, 8:37 am
by Jeff Sovern Many opponents of the CFPB come from the so-called Bible Belt, so it's interesting to see what the Bible says about consumer protection. [read post]
1 Mar 2010, 5:53 pm
by Jeff Sovern The stated reason for housing the Consumer Financial Protection within the Department of the Treasury rather than operating it as an independent agency is the importance of safety and soundness regulation; the fear is that an independent CFPA might mandate conduct that would impair the safety and soundness of financial institutions. [read post]
7 Sep 2009, 10:41 am
by Jeff Sovern Friday's Times brought For Your Health, Froot Loops about an industry-backed labeling campaign called "Smart Choices" that's "designed to help shoppers easily identify smarter food and beverage choices. [read post]
12 Mar 2010, 5:20 pm
by Jeff Sovern I've been reading Dan Immergluck's fine book, Foreclosed: High-Risk Lending, Deregulation, and the Undermining of America's Mortgage Market (2009). [read post]
