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25 Jun 2019, 9:46 am by Eric Rosenkoetter
The new law requires medical debt collectors to inform consumers in the initial written… Eric Rosenkoetter [read post]
12 Apr 2019, 10:53 am by Eric Rosenkoetter
Court of Appeals for the Eleventh Circuit recently ruled that an offer to  “resolve” a debt without disclosing its time-barred status may be deceptive or misleading under the federal Fair Debt Collection Practices Act (FDCPA) even in the absence of an express threat… Eric Rosenkoetter [read post]
21 Oct 2019, 12:27 pm by Eric Rosenkoetter
Nevada has enacted a new law entitled the “Consumer Protection from the Accrual of Predatory Interest After Default Act,” which relates to consumer form contracts used in connection with retail installment transactions and the prejudgment and postjudgment interest and attorney fees that may be awarded… Eric Rosenkoetter [read post]
25 Jan 2019, 4:32 am by Eric Rosenkoetter
In New York, Assembly Bill 876 would require the initial written communication to a debtor to include the following: “Debtor’s Rights As a debtor who… Eric Rosenkoetter [read post]
7 Jan 2019, 9:02 am by Eric Rosenkoetter
  The legislation, in its final form, simply prohibits “principal creditors” and debt collection agencies from: (a) making  any  representation that a person is required to… Eric Rosenkoetter [read post]
10 Oct 2016, 7:04 am by Eric Rosenkoetter
Court of Appeals for the Fifth Circuit recently confirmed that a claim of lack of receipt of a notice of default and intent to foreclose does not establish any defect in foreclosure proceedings, and that borrowers can be liable for attorney’s fees for bringing an action against a mortgage servicer under the Fair […]Eric Rosenkoetter [read post]