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17 Dec 2013, 4:00 am by Richard J. Andreano, Jr.,
  Those requirements are contained in the final rule adopted jointly by the agencies in January 2013 to implement Dodd-Frank provisions mandating appraisals for HPMLs. [read post]
27 Aug 2018, 2:07 pm by Barbara S. Mishkin
The CFPB has published a final rule regarding various annual adjustments it is required to make under provisions of Regulation Z (TILA) that implement the CARD Act, HOEPA, and the ability to repay/qualified mortgage provisions of Dodd-Frank. [read post]
22 Aug 2016, 11:18 am by Barbara S. Mishkin
”  For example, Director Cordray described the small creditor safe harbor in its qualified mortgage loan (QM) rule, the exemption for small creditors in rural and underserved areas from certain requirements applicable to QMs and HOEPA loans, exemptions for small mortgage servicers from certain TILA and RESPA requirements, and HMDA exemptions for lower-volume depository institutions. [read post]
12 Sep 2018, 1:14 pm by Donald Barbati
Thereafter, the Judge found that the officer had knowledge of the FRO and harassment charges and, thus, falsified his application. [read post]
20 Jun 2016, 12:25 pm by Brian Slagle
Brian Slagle The CFPB has published a final rule regarding various annual adjustments it is required to make under provisions of Regulation Z (TILA) that implement the CARD Act, HOEPA, and the ability to repay/qualified mortgage provisions of Dodd-Frank. [read post]
18 Oct 2021, 3:25 am by David Lynn
One of the commenters in the original comment period noted that such “little ‘r’ restatements” would allow an issuer to potentially avoid application of the clawback provisions. [read post]
7 Jul 2014, 9:17 am by Glen P. Trudel
This finding led the CFPB to warn of a potential fair lending danger in using such geographic destination information for credit scoring models or otherwise in making credit decisions, in that such use may have a disproportionately negative impact on certain racial or national origin groups, and that a lender’s consideration of the geographic destination of an applicant’s remittances could itself constitute discrimination based on national origin. [read post]
20 Aug 2014, 6:52 pm by Patricia Salkin
Frank Wagner, a City resident, placed a political sign on his lawn that was larger than the City allows. [read post]
28 May 2020, 10:56 am by Alan S. Kaplinsky
Section 1071 amended the ECOA to require financial institutions to collect and report certain data in connection with credit applications made by women- or minority-owned businesses and small businesses. [read post]
18 Aug 2014, 8:39 am by Barbara S. Mishkin
MishkinThe CFPB has published a final rule regarding various annual adjustments it is required to make under provisions of Regulation Z (TILA) that implement the CARD Act, HOEPA, and the ability to repay/qualified mortgage provisions of Dodd-Frank. [read post]
The CFPB recently published a final rule regarding various annual adjustments it is required to make under provisions of Regulation Z (TILA) that implement the CARD Act, HOEPA, and the ability to repay/qualified mortgage provisions of Dodd-Frank. [read post]
1 Mar 2009, 5:27 am
A few weeks ago, the Colorado Supreme Court filed a petition to suspend his Colorado license to practice law because he allegedly lied on his bar admission application, stating he had never been under investigation. [read post]
31 May 2014, 5:22 am by SHG
The 8th Circuit made short shrift of the absurd arrest of Frank Snider for desecrating the flag. [read post]
2 Mar 2020, 12:53 pm by Alan S. Kaplinsky
Section 1071 amended the ECOA to require financial institutions to collect and report certain data in connection with credit applications made by women- or minority-owned businesses and small businesses. [read post]