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18 Feb 2020, 8:50 am by Eric Rosenkoetter
  As previously mentioned, House Concurrent Resolution 2013 was introduced in Arizona on Jan. 10, 2020, by five Republicans and one Democrat declaring: That the Members of the Legislature oppose the enactment… Eric Rosenkoetter [read post]
21 Oct 2019, 12:27 pm by Eric Rosenkoetter
Nevada has enacted a new law entitled the “Consumer Protection from the Accrual of Predatory Interest After Default Act,” which relates to consumer form contracts used in connection with retail installment transactions and the prejudgment and postjudgment interest and attorney fees that may be awarded… Eric Rosenkoetter [read post]
25 Jun 2019, 9:46 am by Eric Rosenkoetter
The new law requires medical debt collectors to inform consumers in the initial written… Eric Rosenkoetter [read post]
24 Apr 2019, 9:21 am by Eric Rosenkoetter
First, current law provides that a Regulated Consumer Lender License is required for: Making regulated consumer loans; or Taking assignments of or undertaking direct… Eric Rosenkoetter [read post]
12 Apr 2019, 10:53 am by Eric Rosenkoetter
Court of Appeals for the Eleventh Circuit recently ruled that an offer to  “resolve” a debt without disclosing its time-barred status may be deceptive or misleading under the federal Fair Debt Collection Practices Act (FDCPA) even in the absence of an express threat… Eric Rosenkoetter [read post]
6 Mar 2019, 2:18 pm by Eric Rosenkoetter
New York Senate Bill 691 and Senate Bill 2239 would completely extinguish the right to collect debt arising from a consumer… Eric Rosenkoetter [read post]
12 Feb 2019, 7:14 am by Eric Rosenkoetter
“Debt buyer” is defined as “a person who purchases or otherwise acquires a… Eric Rosenkoetter [read post]
7 Feb 2019, 10:39 am by Eric Rosenkoetter
” Records that must be retained include the following: all audio recordings of contact… Eric Rosenkoetter [read post]
25 Jan 2019, 4:32 am by Eric Rosenkoetter
In New York, Assembly Bill 876 would require the initial written communication to a debtor to include the following: “Debtor’s Rights As a debtor who… Eric Rosenkoetter [read post]
24 Jan 2019, 8:49 am by Eric Rosenkoetter
Colorado House Bill 19-1089, introduced on Jan. 14, would amend the Colorado Revised Statutes dealing with property and earnings exemptions by adding a new definition for “medical debt,” which would mean “any obligation or alleged obligation of a person to pay money arising out of the… Eric Rosenkoetter [read post]
7 Jan 2019, 9:02 am by Eric Rosenkoetter
  The legislation, in its final form, simply prohibits “principal creditors” and debt collection agencies from: (a) making  any  representation that a person is required to… Eric Rosenkoetter [read post]