Search for: "Jeff Sovern"
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1 Mar 2009, 6:40 pm
by Jeff Sovern In a 1973 article, William Whitford raised the possibility that some consumer protection legislation is enacted not to protect consumers, but to create the illusion of that protection. [read post]
18 Feb 2009, 8:38 am
by Jeff Sovern I've been listening to the audio version of Stephen Baker's fascinating book The Numerati, and while I'm not done with it, I thought I would blog about some of what I've encountered in it thus far, as well as some thoughts it's prompted. [read post]
17 Feb 2009, 12:36 pm
As a matter of political philosopy, New York's rule is perhaps a good illustration of the kind of "libertarian paternalism" advocated by certain scholars influenced by behavioral economics, such as Cass Sunstein and Richard Thaler (as described in their recent book, Nudge, which Jeff Sovern has thoughtfully blogged about in these pages.) [read post]
16 Feb 2009, 7:12 am
by Jeff Sovern Fair Isaac has reported that Experian has terminated their agreement under which FICO credit scores based on Experian's credit data can be made available to consumers, though consumers can still obtain their FICO scores based on TransUnion and Equifax data. [read post]
14 Feb 2009, 3:11 pm
by Jeff Sovern Lots in the Times this week on consumer law issues, so here goes. [read post]
10 Feb 2009, 12:20 pm
by Jeff Sovern Javelin's latest identity fraud survey, released yesterday, contains, at best, mixed news on the progress made in preventing and detecting identity fraud. [read post]
8 Feb 2009, 3:10 pm
by Jeff Sovern The National Consumer Law Center released a report authored by Chi Chi Wu last week, Automated Injustice: How a Mechanized Dispute System Frustrates Consumers Seeking to Fix Errors in Their Credit Reports, that charges that Equifax, Experian, and TransUnion handle credit reporting disputes "in an automated and perfunctory manner. [read post]
29 Jan 2009, 1:14 pm
by Jeff Sovern I have commented before on the December amendments to the credit card provisions of Regulation Z (here and here) but I find that as I prepare to teach them, I have a bit more to say. [read post]
4 Jan 2009, 6:08 pm
by Jeff Sovern I have accumulated a huge pile of articles from the New York Times on consumer issues, so here goes an attempt to shrink it somewhat. [read post]
1 Jan 2009, 5:28 am
Additional note (thx to Jeff Sovern): US PIRG has a white paper on fair campus credit card marketing practices here. [read post]
16 Dec 2008, 3:16 pm
Private Sector: 'Truth in Lending' needs to be updated Tuesday, December 16, 2008 By Jeff Sovern Imagine that a few years ago, at a time when you were renting your home, a fast-talking lender had approached you and explained how you could afford to buy your first house. [read post]
20 Oct 2008, 10:04 am
Jeff Sovern with a great idea for Consumer Reports to challenge the US News monopoly on law school (and other school?) [read post]
16 Oct 2008, 5:48 am
Jeff Sovern (St. [read post]
26 Aug 2008, 8:45 pm
by Jeff Sovern I am pleased to announce that the 2008 supplement to our casebook is now finished. [read post]
21 Jul 2008, 11:58 pm
by Jeff Sovern Most courts have rebuffed suits by consumers against companies that suffered data breaches when the consumers could not show that they had been victimized by identity thieves. [read post]
19 Jul 2008, 9:31 pm
by Jeff Sovern The credit card truncation cases raise an issue of what to do about potentially annihlating damages. [read post]
15 Jul 2008, 7:42 pm
by Jeff Sovern Here is the article in today's Times on the new Fed rules that Alan blogged about yesterday. [read post]
15 Jul 2008, 2:16 am
by Jeff Sovern The FTC has announced that it will survey identity theft victims about "their experiences when they contacted one or more credit reporting agencies and when they sought to use their FACT Act rights. [read post]
24 Jun 2008, 8:48 pm
by Jeff Sovern At the Privacy Law Scholars Conference at GWU, hosted jointly by GWU and Berkeley Law Schools, on June 12 and 13, I served as a discussion leader for a session titled "Death to Privacy Policies" about how few people read privacy policies, why that is, and what could be done about that. [read post]
17 Jun 2008, 8:20 am
Jeff Sovern (St. [read post]
