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20 Jun 2011, 7:00 am by Jeff Sovern
by Jeff Sovern We posted last week on a piece in the Times that mentioned a debt collector using a pseudonym; here is my letter in the Times on that issue. [read post]
6 Dec 2010, 5:56 pm by Jeff Sovern
by Jeff Sovern More and more anecdotal information is surfacing to supplement the empirical data indicating that consumers don't read disclosures.  [read post]
25 Dec 2009, 5:19 pm by Jeff Sovern
by Jeff Sovern In October, I posted a link to my colleague Vince DiLorenzo's article Mortgage Market Deregulation and Moral Hazard: Equity Stripping Under Sanction of Law. [read post]
8 Apr 2012, 9:32 am by Jeff Sovern
by Jeff Sovern Here.  This is a problem where the law did what it could before the issue became common; spam text is outlawed both under regulations adopted under the federal CAN-SPAM Act (as long as the cell phone has a unique electronic address, which I gather they all do) and the federal TCPA (if the texts are sent via autodialer, which they likely are as it would be too time-consuming to send text spam from phones manually by entering in the number and text). … [read post]
27 Feb 2011, 3:11 pm by Jeff Sovern
by Jeff Sovern Kevin Jon Heller of the Opinio Juris blog has a post about the troublesome practice of using UDAP statutes against book authors and publishers in connection with the content of their books.  [read post]
23 Oct 2007, 2:41 pm
by Jeff Sovern In addition to the report on the predatory lending bill Brian linked to below, today's Times also has an article about the government's system for insuring that meat is safe. [read post]
16 Jul 2007, 11:58 am
by Jeff Sovern The presidential campaigns and media outlets are understandably concerned with issues like the Iraq war, health care, the economy, nuclear proliferation, global warming, and the like. [read post]
3 Sep 2012, 5:38 pm by Jeff Sovern
by Jeff Sovern We have blogged many times about the Republican call for the CFPB to have a commission-structure, rather than a director (see, for example, here).  [read post]
30 Aug 2012, 1:07 pm by Jeff Sovern
by Jeff Sovern I just finished the audio version of Neil Barofsky's book Bailout: An Inside Account of How Washington Abandoned Main Street While Rescuing Wall Street.  [read post]
7 Jun 2011, 11:56 am by Jeff Sovern
by Jeff Sovern If you are interested in the Consumer Financial Protection Bureau, this is a must-read article.  [read post]
31 May 2009, 1:46 pm
by Jeff Sovern Last December, various federal regulators adopted new credit card regulations (we blogged about them here, among other places). [read post]
22 Mar 2007, 1:54 pm
by Jeff Sovern Yesterday's New York Times had a report on Chris Jay Hoofnagle's proposal to require financial institutions to make public their internal figures on identity theft. [read post]
13 Jun 2011, 5:57 am by Jeff Sovern
by Jeff Sovern Brian posted earlier a link to the Times article about debt collectors.  [read post]
14 Jul 2011, 5:11 am by Brian Wolfman
Jeff Sovern posted earlier on today's House Oversight & Government Reform hearing on the Consumer Financial Protection Bureau. [read post]
14 Jun 2021, 12:48 pm by Mark J. Levin
In a recent guest post, Professor Mark Budnitz voiced support for Professor Jeff Sovern’s recent proposal that the CFPB issue a rule barring the use of pre-dispute arbitration agreements unless consumers opt in to them. [read post]