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11 Oct 2018, 9:09 am by Jeff Sovern
by Jeff Sovern Acting CFPB director Mick Mulvaney famously wrote that he would not push the envelope. [read post]
25 Sep 2018, 4:43 pm by Jeff Sovern
by Jeff Sovern Years ago, I heard the puppet Lambchop (Shari Lewis) sing The Song That Never Ends: This is the song that never endsYes, it just goes on and on my friends.Some people started singing it, not knowing what it was.And they continue singing it forever just because,This is the song that doesn’t end. [read post]
22 Sep 2018, 9:59 am by Jeff Sovern
by Jeff Sovern Regular readers of this blog know that I collect instances of people agreeing to contracts without reading them. [read post]
10 Sep 2018, 12:47 pm by Jeff Sovern
by Jeff Sovern The CFPB has announced the new members of its Consumer Advisory Board: the new board has fewer members than the old one--meaning fewer viewpoints are represented--and the members will serve for shorter terms, making it harder for them to accumulate relevant experience with board service. [read post]
6 Sep 2018, 11:18 am by Jeff Sovern
by Jeff Sovern Remember all the posturing in the congressional hearings and elsewhere after the Equifax breach that affected more than 140 million consumers? [read post]
15 Aug 2018, 2:55 am by Walter Olson
” [Kevin Underhill, Lowering the Bar] “Federal Court: Miami Taxi Companies Have ‘No Right To Block Competition’ From Uber” [Nick Sibilla, Forbes] “Not even consumer law professors routinely read consumer contracts and disclosures” [Jeff Sovern, CL&P] Tags: ADA filing mills, attorneys general, contracts of adhesion, guns, Minnesota, politics, taxis and ridesharing August 15 roundup is a post from Overlawyered - Chronicling the… [read post]
11 Aug 2018, 11:29 am by Jeff Sovern
by Jeff Sovern This isn't consumer law, strictly speaking, but I thought readers of the blog might be interested to know that the Trump administration's Treasury Department thinks banking is not a financial service. [read post]
4 Aug 2018, 1:33 pm by Jeff Sovern
by Jeff Sovern That's the question David Dayen raises in an important essay in InTheseTimes, Trump Appointees Are Pushing a Deregulation Plan That Could Dramatically Erode Consumer Protections. [read post]
1 Aug 2018, 2:02 pm by Jeff Sovern
by Jeff Sovern Here is a report by Kate Berry in the American Banker (behind paywall). [read post]
28 Jul 2018, 1:54 pm by Jeff Sovern
by Jeff Sovern David Dayen has coined the phrase, the "Mulvaney Discount," to describe the tendency of CFPB Acting Director Mick Mulvaney to settle cases for less than the original amount. [read post]
28 Jul 2018, 1:54 pm by Jeff Sovern
by Jeff Sovern David Dayen has coined the phrase, the "Mulvaney Discount," to describe the tendency of CFPB Acting Director Mick Mulvaney to settle cases for less than the original amount. [read post]
26 Jul 2018, 9:38 am by Jeff Sovern
by Jeff Sovern We just posted to SSRN the draft of our article, Validation and Verification Vignettes: More Results from an Empirical Study of Consumer Understanding of Debt Collection Validation Notices, Forthcoming in the Rutgers U. [read post]
26 Jul 2018, 9:38 am by Jeff Sovern
by Jeff Sovern We just posted to SSRN the draft of our article, Validation and Verification Vignettes: More Results from an Empirical Study of Consumer Understanding of Debt Collection Validation Notices, Forthcoming in the Rutgers U. [read post]
20 Jul 2018, 12:13 pm by Jeff Sovern
by Jeff Sovern In her written testimony, and again in her oral testimony, Kathy Kraninger, the president's nominee to head the CFPB, promised to be transparent and accountable. [read post]
20 Jul 2018, 12:13 pm by Jeff Sovern
by Jeff Sovern In her written testimony, and again in her oral testimony, Kathy Kraninger, the president's nominee to head the CFPB, promised to be transparent and accountable. [read post]
19 Jul 2018, 1:01 pm by Jeff Sovern
by Jeff Sovern For years, Republicans have complained that they felt frustrated by the CFPB. [read post]
19 Jul 2018, 1:01 pm by Jeff Sovern
by Jeff Sovern For years, Republicans have complained that they felt frustrated by the CFPB. [read post]