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3 Oct 2010, 2:03 pm by Jeff Sovern
by Jeff Sovern The Oregonian's Personal Finance Columnist, Brent Hunsberger, has a column here on his experience with rebate cards. [read post]
13 Jun 2012, 2:22 pm by Jeff Sovern
by Jeff Sovern The Office of the Comptroller of the Currency has long been the poster-child for an agency captured by the entities it regulates--in this case, national banks.  Thus, when states enacted anti-predatory lending statutes, the OCC declared them pre-empted as to national banks. [read post]
19 Jul 2010, 1:51 pm by Jeff Sovern
by Jeff Sovern  There's been a lot in the media about opposition to Elizabeth Warren to head the CFPB.  [read post]
3 Feb 2010, 11:02 am by Jeff Sovern
by Jeff Sovern A company claims to make it possible.  [read post]
28 Nov 2011, 5:45 pm by Jeff Sovern
by Jeff Sovern Earlier today Judge Rakoff refused to approve the SEC's settlement with Citigroup because the consent decree provided that Citigroup neither admitted nor denied the SEC's allegations.  [read post]
8 Jun 2010, 12:53 pm by Jeff Sovern
by Jeff Sovern Buried deeply within the House financial reform bill--beginning at page 1472--is the Mortgage Reform and Anti-Predatory Lending Act.  [read post]
27 May 2011, 2:18 pm by Jeff Sovern
by Jeff Sovern In the continuing battle over the role of states in consumer protection, two developments this week merit attention here.   [read post]
31 May 2011, 1:23 pm by Jeff Sovern
by Jeff Sovern The prospect of Elizabeth Warren heading the Consumer Financial Protection Bureau continues to elicit discussion.  [read post]
2 Jul 2009, 5:56 pm
by Jeff Sovern Some interesting articles in the New York Times today:  One article, Bank Fees Rise as Lenders Try to Offset Losses, may shed some light on the claim that banks are raising credit card fees in response to passage of the Credit CARD Act. [read post]
19 Aug 2012, 10:14 am by Jeff Sovern
by Jeff Sovern About nine days ago, the Times ran a front-page article Shopper Alert: Price May Drop for You Alone.  [read post]
7 Feb 2011, 12:47 pm by Jeff Sovern
by Jeff Sovern The National Law Journal has an interesting article on the response of lawyers representing businesses to the CFPB, headlined "Agenda Unknown" (I can't post a link because it requires a subscription).  [read post]
11 Aug 2010, 11:00 am by Jeff Sovern
by Jeff Sovern At the risk of being a nag, I'm wondering when the President will nominate the new director of the CFPB.  [read post]
2 Jun 2011, 6:13 pm by Jeff Sovern
by Jeff Sovern One of my students, Andre Pascariu pointed me to this story about an actor who appeared in a Honda commercial and then decided to take advantage of the leasing offer he had pitched.  [read post]
27 Sep 2010, 9:14 am by Jeff Sovern
by Jeff Sovern Former Ninth Circuit Judge and Secretary of Education Shirley M. [read post]
26 Mar 2011, 8:03 am by Jeff Sovern
by Jeff Sovern That's the headline of an article in today's Times about how cell phones enable cell phone companies to know the location of consumers where ever they go, something of which consumers may not be aware.  [read post]
28 Oct 2007, 3:25 pm
by Jeff Sovern Three interesting recent pieces in the Times: Today's Times has an editorial, "Moving Ahead on Mortgages," that endorses the FDIC proposal to deal with the foreclosure crisis by freezing interest rates at the introductory teaser rate (I previously linked to the FDIC proposal here). [read post]
14 Feb 2010, 11:11 am by Jeff Sovern
by Jeff Sovern Bob Tedeschi's Mortgages Column in today's Times reports on the effect of the new RESPA disclosure regs, which went ino effect January 1.  [read post]
21 Mar 2007, 8:25 am
by Jeff Sovern I have previously blogged here about the 2006 amendment to the Gramm-Leach-Bliley Act, which added a new subsection (e) to 15 U.S.C. [read post]