Search for: "Jeff Sovern"
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22 May 2012, 12:14 pm
by Jeff Sovern I have a letter in the online version of today's Times in which I argue that bank overdraft programs should be given letter grades just as restaurants are for hygiene in New York and elsewhere. The letter states "Just as restaurants cleaned up to earn “A” grades, banks would seek A’s. [read post]
22 May 2012, 6:39 am
In this post a while back, Jeff Sovern discussed the sizeable drop in the number of law school applicants and predicted that some law schools would accept students with weaker credentials while others would shrink the size of their classes. [read post]
16 May 2012, 2:33 pm
by Jeff Sovern Quite a bit, according to Bloomberg BusinessWeek. [read post]
14 May 2012, 12:42 pm
by Jeff Sovern Brian posted a link over the weekend to the excellent Times article on student loans. [read post]
11 May 2012, 1:27 pm
by Jeff Sovern Here. [read post]
10 May 2012, 3:10 pm
by Jeff Sovern It seems as if we have constant reminders that consumer disclosures work poorly. [read post]
8 May 2012, 1:58 pm
by Jeff Sovern About a year ago, I posted to SSRN an article reporting on a study of how and when law students use laptops for non-class purposes in class. [read post]
7 May 2012, 2:00 pm
I'm very grateful to Brian Wolfman and Jeff Sovern for keeping the blog alive every day with their excellent posts, which have included a greater emphasis on policy and politics. [read post]
19 Apr 2012, 2:53 pm
by Jeff Sovern Yesterday, Democrats on the House Financial Services Committee suggested that in response to the Republican proposal to subject the CFPB to the congressional appropriations process, other bank regulators, including the Fed and the Office of the Comptroller of the Currency, be subjected to that process (all three are currently funded independently). [read post]
10 Apr 2012, 5:44 pm
by Jeff Sovern Recently I was at the home of a family with a two-year old. [read post]
8 Apr 2012, 9:32 am
by Jeff Sovern Here. This is a problem where the law did what it could before the issue became common; spam text is outlawed both under regulations adopted under the federal CAN-SPAM Act (as long as the cell phone has a unique electronic address, which I gather they all do) and the federal TCPA (if the texts are sent via autodialer, which they likely are as it would be too time-consuming to send text spam from phones manually by entering in the number and text). … [read post]
6 Apr 2012, 7:53 am
by Jeff Sovern The American Bankers Association already has its BankPac, which ranks ninth in spending in the current election cycle, and there's also the Credit Union National Association, which has spent even more than BankPac, but that's apparently not enough for some bankers. [read post]
3 Apr 2012, 12:58 pm
by Jeff Sovern The American Banker has run a couple of pieces on debt collection practices here and here. [read post]
16 Mar 2012, 12:28 pm
by Jeff Sovern Here. An excerpt: "One strategy collection agencies use, according to Michelle Dunn, a 24-year veteran of the debt-collection industry and the author of "The Guide to Getting Paid": setting up a fake profile and using it to try to friend someone (a few states have laws against online impersonation). [read post]
9 Mar 2012, 11:20 am
by Jeff Sovern I've been meaning to blog about an interesting article in The Sunday Times Magazine of a couple of weeks ago with the above-captioned headline. [read post]
21 Feb 2012, 4:54 pm
by Jeff Sovern Here. [read post]
17 Feb 2012, 8:05 am
Jeff Sovern (St. [read post]
17 Feb 2012, 7:54 am
by Jeff Sovern The proposal is to cover debt collectors with receipts exceeding $10 million and credit bureaus with receipts over $7 million. [read post]
17 Feb 2012, 6:52 am
Jeff Sovern (St. [read post]
16 Feb 2012, 5:01 am
by Jeff Sovern Last month the ABA Journal reported that as of January 13, the total number of applicants at ABA-approved law schools stood at 31,815. . . . [read post]
