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9 Dec 2008, 11:30 pm
They can't tap home equity, since often that is already gone or they can't get a loan in the tight credit market. [read post]
25 Aug 2013, 11:06 pm
However, if, for example, your most important debt is your vehicle loan, and you simply don't have the cash flow to make the payments, you may qualify under Chapter 13 for a "cramdown" of that loan. [read post]
19 Dec 2008, 2:58 pm
Frankly, folks, we don't really have a lot of smart choice about that. [read post]
16 Sep 2010, 10:01 am by Eugene Volokh
They can believe that, but the state cannot aid that belief by, for example, giving federally subsidized loans to colleges that discriminate on the basis of race. [read post]
18 Jul 2012, 9:24 pm by Josh Wright
They restrict penalties on borrowers who pay off their home loans early. [read post]
23 Dec 2011, 10:37 am
Yes, it might cause a temporary dip in your credit, but you'll still be able to get a secured card shortly after and to start improving your credit so you can buy a home and otherwise get loans you need. [read post]
8 Jul 2011, 11:00 am by Jennifer S. Taub
This perspective appeared to inform her other policy choices. [read post]
29 Aug 2008, 8:01 am
My point here is simply to say that even someone like me who thinks that the long-term best policy is to encourage people to be more realistic about the choice between home ownership and renting can still see the importance of an aggressive policy to keep as many people as possible in their homes right now. [read post]
19 Jun 2020, 7:05 am by NWDRLF
If you are unable to pay loans with your current or projected future income, Chapter 7 is a good choice since you can expect to receive a debt discharge notice from the court in less than four months after filing bankruptcy. [read post]
19 Jun 2010, 6:34 pm by Mark Litwak
Yet there are many reasons people invest in film. [read post]
23 Jul 2008, 1:15 am
As the first reviewer on the Amazon site linked above notes, the book is very timely for its explanation of the current mortgage crisis---not how we got into it but why it's hard to get out.Banks loaned money to people who couldn't afford the interest payments because, in a rising housing market, those borrowers could always sell the house---or go further into debt based on home equity loans to service the existing debt. [read post]
9 Sep 2013, 8:04 am by Allison Tussey
To convince lenders to approve the loans, Wilkinson and his client-borrowers falsely inflated their monthly incomes on home loan applications, omitted their liabilities from home loan applications, falsely claimed on home loan applications that the financing was for a primary residence rather than an investment property, or used straw borrowers to obtain financing for real estate. [read post]
7 May 2019, 8:00 am by Len Feltoon
We want to give the service the client wants, and we respect final choices. [read post]
11 Nov 2021, 4:18 pm by NWDRLF
For others, Chapter 13 bankruptcy is the better choice. [read post]
15 Nov 2012, 2:53 am by Mandelman
  I can’t even count the number of homeowners who have found themselves in foreclosure, fighting to keep their homes… and they’ll say to me: “And it’s not like we were irresponsible in our choice of home… you know… like some other people were…”   Well, maybe those “other people” weren’t irresponsible either… did you consider that? [read post]
7 Feb 2023, 1:34 pm by Parks & Jones
Financial assistance may also be available, such as grants or loans. [read post]
18 Jul 2011, 9:21 pm by Tomassi Law Associates
\x3Cbr /\x3E\x3Cbr /\x3ETwenty\x2Dfour people were killed, and more than 100 were injured. [read post]