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2 Jan 2013, 5:20 am
Within 24 hours of the Senate’s 2AM New Year’s Eve passing of their Fiscal Cliff bill, House Republicans caved, and passed the Senate version of the Fiscal Cliff bill, which extends the Mortgage Debt Relief Act of 2007 through the balance of 2013. [read post]
16 Oct 2013, 2:00 am
Earlier this year, Congress passed the Reverse Mortgage Stabilization Act of 2013, and under this legislation the Federal Housing Administration (FHA) was directed to make key changes in the reverse mortgage program, also known as the "Home Equity Conversion Mortages... [read post]
28 Apr 2007, 7:57 am
Two years have passed since you received your bankruptcy discharge - wait! [read post]
9 Jul 2014, 10:41 am
In fact, some reverse mortgage lenders are foreclosing in a matter of weeks after the borrower dies, and it has led to a rash of lawsuits in state and federal courts against reverse mortgage lenders. [read post]
2 Oct 2014, 4:00 am
Mishkin The CFPB has announced that it has updated its reverse mortgage guide to reflect recent product changes. [read post]
8 Dec 2009, 11:54 am
 This provision had previously passed the House (H.B. 1106) but stalled in [...] [read post]
9 Feb 2018, 10:01 am
On February 8, 2018 the United States House of Representatives passed The Mortgage Choice Act, H.R. 1153, to revise the definition of “points and fees” for purposes of the Regulation Z ability to repay/qualified mortgage requirements and high-cost mortgage loan requirements. [read post]
19 Jun 2009, 1:55 pm
On Thursday, June 18, 2009, by a vote of 91-5, the Senate passed H.R. 2346, the Supplemental Appropriations bill. [read post]
17 Dec 2011, 12:57 pm
The Senate has passed, as amended, the Middle Class Tax Relief and Job Creation Act, HR 3630, extending the payroll tax holiday for two months and increasing the guarantee fees charged by Fannie Mae and Freddie Mac for assuming the risk of mortgage-backed securities. [read post]
23 Sep 2010, 5:24 pm
Though the House did pass a bill in March of 2009. [read post]
22 Mar 2024, 9:18 am
When you pass away, your debts, including your mortgage, do not simply vanish. [read post]
1 Jun 2020, 6:37 am
The federal Coronavirus Aid, Relief, and Economic Security Act (the CARES Act) passed on March 27, 2020 provides for temporary mortgage and rent relief. [read post]
28 Apr 2007, 7:57 am
Two years have passed since you received your bankruptcy discharge - wait! [read post]
14 Dec 2009, 7:56 am
The amendment was similar to that previously passed by the House on March 5, 2009 in H.R. 1106, the "Helping Families Save Their Homes Act of 2009" but was rejected by the Senate.Under present law, mortgages that are secured only by a principal residence may not be modified, but mortgages on investment property may be modified.It should be noted that some homeowners may be able to obtain a mortgage modification under present chapter 13 or chapter 11… [read post]
24 Jun 2021, 7:00 am
Once owners pass away, it is up to surviving heirs to repay the loan. [read post]
17 Dec 2008, 2:05 pm
The New Jersey General Assembly passed legislation on Monday that provides homeowners with a six-month hold on foreclosure action while they seek a workout, and requires mortgage holders to maintain foreclosed properties. [read post]
25 Jun 2013, 2:00 am
The days when any Tom Dick or Harry can dispense mortgage advice are long over and in order to practice as an IFA you have to gave passed a raft of complicated examinations, dealing with financial products and of course ethics. [read post]
18 Jun 2007, 1:18 pm
This past week, the Arizona legislature passed a bill criminalizing mortgage fraud. [read post]
29 May 2013, 4:00 am
The SAFE Act requires state-licensed mortgage loan originators to pass a “qualified written test” developed by the NMLSR. [read post]
16 May 2009, 3:42 pm
House of Representatives passed the Mortgage Reform and Anti-Predatory Lending Act of 2009. [read post]
