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25 Jun 2021, 10:13 am
On June 3, 2021, the Eleventh Circuit Court of Appeals affirmed, with one caveat, the Northern District of Georgia’s approval of the settlement of the consolidated class actions against Equifax Inc. and its affiliates arising from the 2017 data privacy breach. [read post]
15 Jun 2021, 12:58 pm
” With regard to plaintiffs’ allegations based on the company’s statements regarding the measures it was taking to protect customer data, Judge Grimm drew a distinction between the allegations in the data breach-related securities suit filed against Equifax and the data breach suit filed against Marriott, Judge Grimm noted that in contrast to the Equifax lawsuit allegations, “Marriott’s statements that data protection was ‘critical’… [read post]
9 Jun 2021, 12:00 pm
In fact, in cases such as the Equifax breach, consumer access to information was key to fighting fraud, the main consequence of the data breach. [read post]
20 May 2021, 1:53 pm
There have even been some very significant settlements in these kinds of cybersecurity-related lawsuits, such as, for example, the $149 million settlement in the Equifax data breach-related securities lawsuit. [read post]
29 Apr 2021, 5:01 am
The PRC was connected to the Office of Personnel Management and Equifax hacks, both of which provided massive troves of data the PRC has reportedly used to foil U.S. espionage and intelligence collection efforts abroad. [read post]
19 Apr 2021, 9:43 am
They can also take additional steps to protect themselves, including contacting credit reporting agencies (Experian, Equifax, and TransUnion) to notify them of the identity theft and placing a freeze on their credit to ensure that no new accounts can be opened in their name. [read post]
15 Apr 2021, 8:52 am
Equifax, Experian, Transunion)Using consumer credit history when making an employment decision or taking an adverse employment actionUnder SCDEA, consumer credit history is defined as an individual’s creditworthiness, credit rating, or payment history as indicated by a consumer credit report, credit score or information an employer directly obtains from an individual about his or her credit history. [read post]
8 Apr 2021, 8:00 am
Equifax is not listed on California’s data broker registry. [read post]
7 Apr 2021, 2:02 am
., background checks, of job applicants from credit reporting agencies (like Experian, Equifax, and Transunion) and utilize those results to make hiring decisions. [read post]
5 Apr 2021, 5:45 pm
Your personal data’s been stolen, but you often won’t learn about it until long after Facebook, Equifax, Marriott, Yahoo, DoorDash or some other company you’ve trusted with your information notifies you that your birthday, Social Security or credit card number, health records or some other piece of personal information has been exposed in a data breach. [read post]
31 Mar 2021, 2:38 pm
There are three major reporting agencies which each produce their own reports – Experian, Equifax and Trans Union. [read post]
30 Mar 2021, 12:00 pm
Freeze your credit report with TransUnion, Equifax, and Experian When filling out a form you may be asked for your social security number, age, gender or other private information. [read post]
26 Mar 2021, 8:27 am
On Feb. 4, 2021, the New York State Department of Financial Services issued guidance on the cyber insurance market to foster more robust industry approaches to “managing and reducing the extraordinary risk we face from cyber intrusions. [read post]
25 Mar 2021, 9:03 pm
The agency explained that the number of complaints increased because credit reporting agencies like Equifax and TransUnion stopped offering substantive and detailed responses to consumer complaints during the pandemic, leading consumers to turn to the agency. [read post]
17 Mar 2021, 9:22 am
I checked my Equifax report through credit karma and they are indeed gone making my score jump from 595 to 749! [read post]
28 Feb 2021, 10:02 am
3 Potential Changes to Credit Reporting That You Should Know About While there are many reforms the Biden Administration might consider in the future for credit scoring and reporting, these are some of the more substantial changes currently under consideration: Centralization—There have been discussions of the federal government creating a credit registry to essentially assume all duties usually done by the three main credit reporting agencies (Experian, Equifax, and… [read post]
16 Feb 2021, 12:55 am
Have Your Payments be Reported to the Credit Bureaus You may assume that your creditors are reporting your activity to the three major credit bureaus – namely, Equifax, TransUnion, and Experian. [read post]
11 Feb 2021, 10:27 am
Another consumer told us a ticket he got while driving a rental car was sent to the wrong address, causing it to go into collections and knocking 80 points off his excellent credit score.Checking your report also will help us reform how the major credit reporting companies — Equifax, Experian, and TransUnion — do business. [read post]
8 Feb 2021, 4:21 pm
“11th Circuit’s strict new rule for data breach standing will figure in Equifax appeal”: Alison Frankel’s “On the Case” from Thomson Reuters News & Insight has this post. [read post]
8 Feb 2021, 2:27 pm
In my recent annual round-up of the top stories in the world of D&O liability, I noted that among the key D&O issues is the possibility of claims against corporate directors and officers arising out of cybersecurity incidents. [read post]
