Search for: "EQUIFAX CREDIT REPORTING AGENCY"
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27 Sep 2018, 3:16 pm
Many businesses will not extend credit absent a report from a credit reporting agency, and a credit freeze bars these agencies from issuing a report until a consumer lifts the freeze when they actually want credit. [read post]
17 Sep 2018, 6:00 am
Almost every adult American has a credit file with each of the three major national credit bureaus: Experian, Equifax, and TransUnion. [read post]
10 Sep 2018, 4:28 pm
Credit reporting agency Equifax took three months to report its data breach in 2017, during which time executives sold shares in the company, although an internal investigation cleared them of any insider or inappropriate trading, saying they had been unaware of the incident when they made the trades. [read post]
10 Sep 2018, 1:34 pm
Equifax Info. [read post]
6 Sep 2018, 2:46 pm
“Why it matters: A year ago Friday, Equifax — one of the major credit reporting agencies — announced that 145.5 million U.S. adults had their social security numbers stolen in an easily preventable breach. [read post]
21 Aug 2018, 9:39 pm
It's not clear if this is just a system for internal use or if users' trustworthiness scores are for sale to third parties, but if the latter, then would sure seem that Facebook is a Consumer Reporting Agency and subject to CRA provisions of the Fair Credit Reporting Act (FCRA). [read post]
18 Jul 2018, 11:24 am
The Fair Credit Reporting Act is a federal law that regulates consumer credit reporting agencies, such as Experian, Equifax, and TransUnion. [read post]
8 Jul 2018, 3:57 am
Recent Credit Reporting Agency Decisions Watkins v. [read post]
8 Jul 2018, 3:57 am
Recent Credit Reporting Agency Decisions Watkins v. [read post]
2 Jul 2018, 9:30 pm
Under the Act, furnishers—parties that provide information to credit reporting agencies like Equifax—must ensure that the information is accurate. [read post]
30 Jun 2018, 2:00 pm
You have to go to each credit reporting agency’s site individually and request a freeze. [read post]
29 Jun 2018, 6:00 am
June 14, 2018) (punitive class action removed from state to federal court brought under the Fair Credit Reporting Act against Equifax for alleged reporting of consumer civil judgment and lien information that is outdated and inaccurate) Jones, et al. v. [read post]
25 Jun 2018, 6:00 am
"If Mulvaney won't turn the reports over voluntarily we're prepared to take him to court, monthly if need be," Dann said. [read post]
4 Jun 2018, 9:30 pm
For example, although Equifax waived its fees after the company suffered a data breach incident, consumers still needed to pay to freeze their credit reports with consumer credit reporting agencies Experian and TransUnion. [read post]
26 May 2018, 2:14 am
Recently it was revealed that 143m customers of the credit score agency Equifax were hit by a similar breach. [read post]
8 May 2018, 3:00 am
The bill requires: -credit reporting agencies to offer consumers impacted by a breach at least five years of credit monitoring services; -agencies to allow consumers to be able to freeze and unfreeze their credit without charge, and the reporting agencies must honor a consumer’s request to institute a security freeze within three days of a written request or just one day by a telephonic or electronic request; -impacted… [read post]
24 Apr 2018, 12:09 pm
Additionally, credit reporting agencies must offer consumers the option of passing along credit freeze requests to other credit reporting agencies, saving Californians time and reducing the likelihood of the misuse of their information. [read post]
20 Apr 2018, 11:01 am
He has also put the Bureau’s investigation into the Equifax, Inc., data breach, in which millions of consumers’ personal information was hacked, on hold. [read post]
13 Apr 2018, 8:24 am
Mulvaney testified that his regulatory agenda includes rulemaking to protect consumers from credit reporting abuses and agreed that companies should have to inform the public about hacked data in a certain amount of time. [read post]
21 Mar 2018, 3:14 am
Data Breach: SEC Brings “Plain Vanilla” Insider Trading Case Last week, as noted in this press release, the SEC drove home the point that you have to be mindful of the SEC’s recent cybersecurity guidance – that includes a discussion of insider trading policies – as the agency brought an insider trading case against a former officer at Equifax in connection with their data breach. [read post]
