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7 Jun 2009, 8:27 am
What does this mean for the average Alabama consumer with respect to debt collectors and credit reports? [read post]
3 Sep 2012, 2:15 pm by steinlaw
And this does not even include a list of all of the debt collectors. [read post]
3 Sep 2012, 2:15 pm by steinlaw
And this does not even include a list of all of the debt collectors. [read post]
27 Apr 2012, 6:52 am by Bryan Fears
The collector does not have to volunteer that the debt is time-barred, but is required by law to answer truthfully if you ask if the debt is beyond the statute of limitations. [read post]
12 Mar 2010, 9:28 pm by John Watts & M. Stan Herring
Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. [read post]
26 Oct 2009, 9:39 am
The Court further noted that the FDCPA does not guarantee a debt collector the right to leave answering machine messages. [read post]
27 Apr 2016, 2:21 am by Michael
Debt collection firms are available to help companies get back the money that is owed to them because the individual is having trouble paying the outstanding amount. [read post]
24 Nov 2009, 4:48 pm by Deepak Gupta
The Alaska Supreme Court broadly rejected the debt collector’s immunity defense, ruling that the First Amendment’s petition clause does not extend to conduct that was unfair, deceptive, and in violation of the Unfair Trade Practices Act. [read post]
10 May 2011, 9:20 am by Nissenbaum Law Group
  The court acknowledged that the issue was one of first impression for it, but noted that the majority of courts faced with a similar situation have held that “when the expiration of the statute of limitations does not invalidate a debt, but merely renders it unenforceable, the FDCPA permits a debt collector to seek voluntary repayment of the time-barred debt so long as the debt collector does not initiate or… [read post]
10 May 2011, 9:01 am by Nissenbaum Law Group
  The court acknowledged that the issue was one of first impression for it, but noted that the majority of courts faced with a similar situation have held that “when the expiration of the statute of limitations does not invalidate a debt, but merely renders it unenforceable, the FDCPA permits a debt collector to seek voluntary repayment of the time-barred debt so long as the debt collector does not initiate or… [read post]
27 Jan 2010, 8:55 am by Taras Rudnitsky
However, that does not stop them from trying to collect the full amount of the debt and even filing lawsuits for more than they paid for the debt. [read post]
28 Jun 2011, 11:11 am
It does not protect you from the collection practices of the original creditor, only third party debt collectors. [read post]
14 Sep 2010, 6:38 pm by John Watts & M. Stan Herring
Things a consumer does, like moving or changing a phone number, throws debt collectors off and results in the wrong people being contacted about a debt. [read post]
7 Feb 2022, 11:41 am by Wendy Howarter
   How Does the Fair Debt Collection Practices Act Apply When Companies Repossess Autos Illegally? [read post]
12 Nov 2010, 4:11 pm by Nathalie Martin
  Crystal has $12,000 in credit card debt, and ABC Debt Settlement Company advertised that they can settle credit card debts for 50 cents on the dollar. [read post]
12 Apr 2010, 3:57 pm by quincylegal
HOWEVER, while cancelled debt may create an income tax liability, discharged debt does not. [read post]
18 Sep 2010, 2:30 pm by John Watts & M. Stan Herring
When you call the company -- a debt collector or a creditor -- the response is often "Ok, maybe this is not your debt but if you will just pay it off then we'll get it off your credit reports. [read post]