Search for: "EQUIFAX CREDIT REPORTING AGENCY"
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24 Aug 2012, 2:04 am
For more information on credit reporting agencies, click here. [read post]
31 Aug 2017, 9:51 am
Despite never assuming financial responsibility for any debts on the card, TransUnion and Equifax, both credit reporting agencies, included in the calculation of Pedro’s credit score the default on her parents’ credit card, causing her credit score to drop more than 100 points on the Equifax report. [read post]
6 Nov 2013, 6:51 pm
Most people will only be concerned with credit reports from the three major credit reporting companies -- Equifax, TransUnion, and Experian. [read post]
15 Sep 2014, 9:14 am
The nationwide consumer reporting agencies, Experian, Equifax and Trans Union are in gross violation of the FCRA’s requirement to conduct reasonable investigations when consumers send them notices of disputes. [read post]
4 Nov 2009, 4:12 am
Class Action Complaint Against Credit Reporting Agencies Alleging State Law Claims Arising from Sale of “Trigger Leads” to Mortgage Lenders Properly Dismissed because Class Action Claims were Preempted by Federal Fair Credit Reporting Act (FCRA) Second Circuit Holds Plaintiff, a mortgage lender, filed a putative class action against various consumer reporting agencies, including Equifax, Trans Union and… [read post]
28 Aug 2017, 10:00 am
FICO credit scoring models, which are used by the three credit reporting agencies (Experian, Equifax and TransUnion) were created by the Fair Isaac Corporation to assess whether borrowers are a credit risk. [read post]
17 Sep 2018, 6:00 am
Almost every adult American has a credit file with each of the three major national credit bureaus: Experian, Equifax, and TransUnion. [read post]
12 Jan 2019, 9:54 am
On January 10, 2019, Massachusetts Governor Charlie Baker signed a new law that amends its data breach reporting law, and requires credit reporting agencies such as Equifax to provide a free credit freeze to consumers. [read post]
2 Jul 2018, 9:30 pm
Under the Act, furnishers—parties that provide information to credit reporting agencies like Equifax—must ensure that the information is accurate. [read post]
3 Oct 2016, 10:00 am
There are three credit reporting agencies: TransUnion, Equifax and Experian. [read post]
16 Jan 2008, 10:18 am
After all, the Fair Credit Reporting Act requires credit reporting agencies to remove errors from consumer files, and gives consumers the right to sue for damages if they don't. [read post]
1 May 2019, 7:01 am
§ 1681, provides a mechanism for consumers to ensure that credit reports, produced and maintained by credit reporting agencies (“CRA”) such as Equifax, TransUnion, and Experian, are accurate. [read post]
1 May 2019, 7:01 am
§ 1681, provides a mechanism for consumers to ensure that credit reports, produced and maintained by credit reporting agencies (“CRA”) such as Equifax, TransUnion, and Experian, are accurate. [read post]
4 Jun 2018, 9:30 pm
For example, although Equifax waived its fees after the company suffered a data breach incident, consumers still needed to pay to freeze their credit reports with consumer credit reporting agencies Experian and TransUnion. [read post]
2 May 2020, 2:18 pm
Mortgage companies will not report your payments to the three major credit reporting agencies (Experian, TransUnion, and Equifax) if you have not reaffirmed. [read post]
7 Jun 2010, 9:48 am
Consumers are entitled to one free credit report from each of the three nationwide CRAs (Equifax, Experian and Trans Union) once in a 12 month time period. [read post]
27 Sep 2012, 7:44 am
The report concludes that the credit score discrepancies harm consumers. [read post]
18 Apr 2022, 6:44 am
The report builds upon the agency’s 2014 study, which concluded that medical billing data on a credit report is less predictive of future repayment than reporting on traditional credit obligations. [read post]
12 Oct 2005, 2:50 pm
An interesting press release from the National Consumer Law Center reports that the NCLC and five other consumer advocacy groups approached the "big three" consumer reporting agencies-TransUnion, Experian and Equifax-to get them to make changes in their credit scoring formulas in order to help out victims of Hurricane Katrina-many of whom will undoubtedly experience a reduction in their credit scores as a result of the hurricane. [read post]
6 May 2015, 1:21 pm
The CFPB press release highlighted four of the findings from the Report: 26 million consumers (11% of U.S. adults) are “credit invisible” (i.e., they do not have a credit file with any of the three nationwide credit reporting agencies: Equifax, Experian, and TransUnion). 19 million consumers (8% of U.S. adults) have “unscored” credit records (i.e., they have insufficient credit history to… [read post]
