Search for: "Federal Home Loan Mortgage Corporation, a federally chartered corporation" Results 1 - 20 of 56
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29 Nov 2023, 6:45 am by Candace Milner
In 1975, Congress approved the Home Mortgage Disclosure Act (HMDA) to quantify where and to whom banks made loans. [read post]
29 Mar 2023, 11:15 am by Guest Author
The Great Depression brought a federal thrift charter, a dedicated system of regulators, emergency liquidity from government-sponsored Federal Home Loan Banks, federal and state deposit insurance, and federal financing of home mortgages. [read post]
1 Feb 2022, 4:08 pm by Ben Vernia
The department’s health care fraud enforcement efforts restore funds to federal programs such as Medicare, Medicaid and TRICARE, the health care program for service members and their families. [read post]
  In addition, federally-chartered banks have the right to preempt state limits on certain fees and a bank’s exercise of that right to charge a greater amount does not mean the bank is charging an amount that is “exploitative and excessive. [read post]
17 Sep 2021, 10:46 am by Ernesto Falcon
 30-year fixed mortgages enable many people to purchase homes, even if they could never gather the cash necessary to make the purchase all at once. [read post]
13 Jan 2021, 7:21 am by Patrick McDonnell
Front and center were the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac). [read post]
9 Dec 2020, 3:00 am by Amy Howe
Background The Federal National Mortgage Association, also known by the nickname Fannie Mae, and the Federal Home Loan Mortgage Corporation, known as Freddie Mac, are publicly traded companies created by Congress with private shareholders. [read post]
2 Oct 2019, 10:21 am by Deborah Heller
The district court determined that there was a genuine issue of material fact regarding the reason for his termination and concluded that Zarda was entitled to a limited trial on the state claim, but dismissed the federal Title VII claim for failing to make a prima facie showing of sex stereotyping. [read post]
12 Sep 2019, 11:40 am by Jeremy T. Rosenblum
The loan in question was made by Bank of Lake Mills, a Wisconsin state-chartered bank, to CMS Facilities Maintenance, Inc. [read post]
3 May 2019, 10:07 am by Hollis Kelly
It also reported that there is an increase in “riskier consumer-backed debt” in Canada, with the debt in recent deals being backed by a variety of assets including mortgages on the stores of junk-rated retailers, consumer loans (charging interest rates of up to 40 per cent) and home equity lines of credit. [read post]
29 Nov 2018, 11:58 am by Wolfgang Demino
Unlike with securitized mortgages, there were no homes as secured real assets to foreclose on, leaving collection lawsuits against borrowers and cosigners, followed by execution on nonexempt assets and garnishment, as forcible collection tools. [read post]
6 Aug 2018, 6:00 am
(Note though that FHA calls its current loan modification program FHA-HAMP.)Options for Fannie Mae and Freddie Mac LoansFannie Mae and Freddie Mac are large government-chartered corporations that own or guarantee over one-half of the home mortgages in the country. [read post]
16 Jul 2018, 5:53 pm by Jonathan H. Adler
Among other things, HERA created a new independent federal entity—the Federal Housing Finance Agency ("FHFA")—to oversee two of the nation's largest financial companies, government-chartered mainstays of the U.S. mortgage market: the Federal National Mortgage Association ("Fannie Mae") and the Federal Home Loan Mortgage Corporation ("Freddie Mac"). [read post]
5 Apr 2018, 7:55 pm by Wolfgang Demino
It additionally departs from the most on-pointcase that can be cited for the proposition that other states’ judicial decisions on matters of evidence should be disregarded in favor of home-grown decisional law. [read post]
16 Jan 2018, 1:13 pm by Elizabeth A. Khalil
Certain changes to Home Mortgage Disclosure Act (HMDA) reporting requirements became effective. [read post]
5 Nov 2017, 6:02 am by Wolfgang Demino
Ct. 2505 (2016) (nonbank assignee not entitled to NBA preemption simply by virtue of the loan having been originated by a national bank.)MUCH ADO ABOUT THE IMPACT OF MADDEN V MIDLAND  Why should Midland Funding LLC, a purchaser of charged-off debt be entitled to federal preemption benefits enjoyed by national banks when it is not chartered and subject to regulation as a national bank? [read post]
5 Nov 2017, 6:02 am by Wolfgang Demino
Ct. 2505 (2016) (nonbank assignee not entitled to NBA preemption simply by virtue of the loan having been originated by a national bank.)MUCH ADO ABOUT THE IMPACT OF MADDEN V MIDLAND  Why should Midland Funding LLC, a purchaser of charged-off debt be entitled to federal preemption benefits enjoyed by national banks when it is not chartered and subject to regulation as a national bank? [read post]