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28 Feb 2017, 12:00 pm
My clients are shocked to learn that (a) people actually drive cars with no insurance – as in 0 insurance; (b) they were hit and injured by someone with a basic policy of only $25,000.00 of coverage (the minimum in Illinois at this time); and/or (c) the other person’s insurance was just “rescinded” for fraud or misrepresentation in taking out the policy (aka – again – no insurance!). [read post]
21 Feb 2012, 12:16 pm
Life Investors Insurance Company of America, Nos. 10-5003/5723, 2012 U.S. [read post]
4 Aug 2022, 5:09 am
Non-banks, such as crypto companies, that advertise or offer FDIC-insured products in relationships with insured banks could reduce consumer confusion by clearly and conspicuously: (a) stating that they are not an insured bank; (b) identifying the insured bank(s) where any customer funds may be held on deposit; and (c) communicating that crypto assets are not FDIC-insured products and may lose value.Insured banks that are… [read post]
22 Feb 2018, 1:27 pm
§ 626.9541(1)(i)3.c. [read post]
26 Feb 2013, 6:11 am
Courts have described actual authority this way: "Actual" authority, which includes both express and implied authority, usually denotes that authority a principle: (a) intentionally confers upon an agent; (b) intentionally allows the agent to believe he possesses; or (c) allows the agent to believe that he possesses by want of due care. [read post]
22 Mar 2013, 4:58 am
Engaged in fraudulent conduct; or c. [read post]
9 Mar 2013, 7:42 am
These required provisions according to the Texas Insurance Code, generally include: (a) Section 1101.003 says a life insurance policy must provide that the policy or the policy and the application for the policy constitute the entire contract between the parties; (b) Section 1101.004 says all premiums are payable in advance either at the home office of the company or to an agent of the company upon delivery of a receipt signed by one or more of the… [read post]
13 Nov 2017, 6:27 am
(c) Name of Insured must reflect the exact name of the business organization qualified by the applicant, and the insured’s fictitious name or d/b/a, if any. [read post]
11 Mar 2014, 4:30 am
(B) The telephone number of the insurer's representatives who handle consumer inquiries or complaints. [read post]
21 Oct 2023, 6:20 am
Nevertheless, an insurance company will be liable “for purposes of the liabilities, duties, and penalties provided by” certain statutes pursuant to Texas Insurance Code, Section 4001.051(b). [read post]
9 Jan 2016, 5:05 am
Fifteen are graded C+, C or C-: Indiana, Minnesota, Kansas, Rhode Island, Alabama, Alaska, North Dakota, Delaware, West Virginia, Pennsylvania, Michigan, Oklahoma, Washington, Georgia and Massachusetts. [read post]
28 Apr 2012, 6:52 am
Requirements for Including Insurance Cost in Contract (a) If insurance is included as an itemized charge in a retail installment contract: (1) the insurance must be written: (A) at lawful rates; (B) in accordance with the Insurance Code; and (C) by a company authorized to do business in this state; and (2) the disclosure requirements of this section must be satisfied. [read post]
12 Mar 2016, 5:42 am
The case is styled, Karl Wallace v Amtrust Insurance Company of Kansas, Inc. [read post]
28 Oct 2010, 10:50 am
Section 1101.055 reads: "(a) Except as provided by Subsection (b), a life insurance policy may not contain a provision for a settlement at maturity that is less than the amount insured on the face of the policy plus the amount of any dividend additions to the policy minus the sum of any amount of debt to the company that issues the policy and the amount of any premium that may be deducted from the settlement under the terms of the policy. [read post]
3 Nov 2018, 6:28 pm
Texas Penal Code Section 35.02(b). [read post]
28 Feb 2017, 12:00 pm
My clients are shocked to learn that (a) people actually drive cars with no insurance – as in 0 insurance; (b) they were hit and injured by someone with a basic policy of only $25,000.00 of coverage (the minimum in Illinois at this time); and/or (c) the other person’s insurance was just “rescinded” for fraud or misrepresentation in taking out the policy (aka – again – no insurance!). [read post]
13 Apr 2016, 4:30 am
It states: “Unless otherwise provided in writing added hereto, this company shall not be liable for loss occurring (a) while the hazard is increased by any means within the control or knowledge of the insured; or (b) while a described building, whether intended for occupancy by owner or tenant, is vacant or unoccupied beyond a period of sixty consecutive days; or (c) as a result of explosion or riot, unless fire... . [read post]
16 Oct 2010, 7:02 am
These three requirements are found in Section 551.002(c). [read post]
11 Dec 2023, 12:20 am
“Insurers are all over AI,” said attorney Karen C. [read post]
19 Mar 2018, 11:02 am
The company "guarantees" aren't insurance and shouldn't be treated as such. [read post]
