The Act allows courts to consider: (1) an insured’s objective, reasonable expectations concerning coverage; and (2) insurance industry and internal insurance company explanatory materials to help interpret and apply certain policies.3 The Act declares that an insurer’s duty to defend is triggered if a potentially covered liability is described in a CDARA notice of claim.4The Act also declares that property damage, including damage to construction work performed by an insured, is… [read post]