An insurer’s right to “pay and walk” – pay the limits of its liability and leave the insured to defend himself against any excess judgment – does not depend on whether the insurer might be able to able to obtain a better result, or on the insurer’s motives. The Wisconsin Court of Appeals held on April [...] [read post]

Insurance Homeowner policies; surface water exclusion Once rain strikes the ground, it becomes surface water within the meaning of an insurance policies exclusion of coverage for water damage. "Lee R. Russ & Thomas F. Segalla, 11 Couch on Insurance § 153:50 (3d 2010), offers a useful distinction between surface water and rain water: [S]urface water is distinguished from [...] [read post]