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13 Mar 2012, 9:13 pm
” Since the 1990s, crop coverage has improved to also provide coverage for revenue protection. [read post]
4 Mar 2020, 10:50 am
Fighting with your insurer over a legitimate claim for health, life, long-term disability or other insurance benefits can be a daunting task. [read post]
8 Sep 2011, 12:54 pm
The park owner’s insurance carrier refused to provide defense and indemnity because of a pollution exclusion. [read post]
30 Oct 2014, 10:30 am
If you are at fault in an automobile accident, your auto insurance provides protection. [read post]
9 May 2012, 5:33 am
An insured usually must 1) provide notice and a proof of loss outlining his or her losses; and 2) submit to the examination under oath (EUO) if requested by the insurance company. [read post]
13 Feb 2019, 6:46 am
State Farm is currently the largest provider of auto insurance in the U.S. [read post]
11 Jul 2016, 6:00 am
Rather, Illinois law provides an extracontractual remedy to policyholders when an insurer’s action in handling a claim is vexatious and unreasonable. 215 ILCS 5/155 (West 2010). [read post]
5 Mar 2018, 8:55 am
The insurer is more likely to offer a settlement when the reserves are at their peak (typically around 3-5 years into a claim), because that is when the insurance company would improve its bottom line the most by freeing up the reserves. [read post]
2 Apr 2015, 1:01 pm
Section 2-2201 of the Code of Civil Procedure provides that “[a]n insurance producer . . . shall exercise ordinary care and skill in renewing, procuring, binding, or placing the coverage requested by the insured or proposed insured. [read post]
5 Mar 2010, 3:17 am
Employer's responsibility for the payment of health insurance premiums upon retirementGary T. [read post]
17 May 2011, 3:42 am
If these Dairyland insurance customers now need lost wages, or medical treatment or an expensive surgery, this release arguably completely absolves Dairyland of any responsibility to provide the benefits that by Michigan law, it must provide. [read post]
20 Apr 2017, 8:05 am
This change will not alter the provincial or territorial legislated length of pregnancy/maternity leave for all employees. 3. [read post]
12 Aug 2011, 8:57 am
Traditionally, insurance agents, especially independent insurance agents, have provided the consumer with knowledge, experience and advice about the various forms of insurance and the options available. [read post]
19 Jun 2015, 12:30 pm
If the injured person received a settlement from the auto insurer for the person who caused the accident, it was rare that the health insurance company or any medical provider who had accepted health insurance payments would ever show up asking for a piece of that settlement. [read post]
17 May 2011, 3:43 am
(TIE) 3. [read post]
22 Nov 2010, 6:07 am
The wind only policy, while it provided for coverage from hurricane losses, specifically excluded coverage from storm surge, wave wash, and flood. [read post]
18 Jan 2013, 11:24 am
The Department of Health and Human Services (HHS) has issued a letter to health care providers to ensure that they are aware of their ability under the Health Insurance Portability and Accountability Act (HIPAA) Privacy Rule to take action, consistent with their ethical standards or other legal obligations, to disclose necessary information about a patient to law enforcement, family members of the patient, or other persons, when they believe the patient presents a serious danger to… [read post]
Examinations Under Oath – Insurer Requests Have to Be Reasonable and Made Before the Claim Is Denied
24 Aug 2023, 5:54 am
…On August 3, Rodrigues appeared for an EUO on behalf of BAS. [read post]
27 Jun 2023, 11:13 am
In contrast, in insurance, the policy can be considered as the product, precisely describing the contours of the service to be provided. [read post]
31 Aug 2010, 7:12 am
Answer: 1) the named insured (this may be a person or persons or a company) 2) the policy period 3) the designation of coverage 4) the policy limits and deductibles 5) forms and endorsements (what is an endorsement?) [read post]
