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30 Jul 2020, 10:24 am
Winning Your Personal Injury Case Suffering a personal injury because of someone else can be scary, frustrating, and maddening. [read post]
23 Jul 2020, 8:53 am
After reviewing the legal foundation for federal preemption of state law limits on interest, we discuss the final OCC/FDIC “Madden fix” rules, the “true lender” issue, potential Congressional or litigation challenges to OCC/FDIC “Madden fix” and “true lender” rules, and recent developments in litigation involving Madden or “true lender” challenges to bank/nonbank partnerships and securitizations. [read post]
22 Jul 2020, 4:32 am
” Thus, the OCC makes it clear that the adoption of its Madden and “true lender” fixes should not be taken as a sign that conduct injuring borrowers will be tolerated. [read post]
16 Jul 2020, 10:10 am
The topics we discuss are: implications of the SCOTUS Seila Law decision on CFPB rules, past consent orders, ongoing enforcement, and the Texas lawsuit challenging the CFPB payday loan rule; DOJ/FTC auto dealer fair lending actions, status of disparate impact, and Google targeted advertising changes; the CFPB’s new advisory opinion program; timing of CFPB debt collection final rule; and OCC/FDIC final rules to undo Madden and plans to address “true lender. [read post]
15 Jul 2020, 5:36 am
The victim, 43-year-old Lawrence Madden can be seen on video getting body slammed by Lawrence Madden who entered the altercation after a fight broke out between Anders and Madden. [read post]
1 Jul 2020, 10:00 pm
The Federal Deposit Insurance Corporation (FDIC) issued a final rule on June 25 that reaffirms the enforceability of the interest rate terms of loans made by state-chartered banks and insured branches of foreign banks (collectively, state banks) following the sale, assignment, or transfer of the loan. [read post]
1 Jul 2020, 10:00 pm
The Federal Deposit Insurance Corporation (FDIC) issued a final rule on June 25 that reaffirms the enforceability of the interest rate terms of loans made by state-chartered banks and insured branches of foreign banks (collectively, state banks) following the sale, assignment, or transfer of the loan. [read post]
1 Jul 2020, 10:00 pm
The Federal Deposit Insurance Corporation (FDIC) issued a final rule on June 25 that reaffirms the enforceability of the interest rate terms of loans made by state-chartered banks and insured branches of foreign banks (collectively, state banks) following the sale, assignment, or transfer of the loan. [read post]
1 Jul 2020, 10:00 pm
The Federal Deposit Insurance Corporation (FDIC) issued a final rule on June 25 that reaffirms the enforceability of the interest rate terms of loans made by state-chartered banks and insured branches of foreign banks (collectively, state banks) following the sale, assignment, or transfer of the loan. [read post]
1 Jul 2020, 10:00 pm
The Federal Deposit Insurance Corporation (FDIC) issued a final rule on June 25 that reaffirms the enforceability of the interest rate terms of loans made by state-chartered banks and insured branches of foreign banks (collectively, state banks) following the sale, assignment, or transfer of the loan. [read post]
1 Jul 2020, 10:00 pm
The Federal Deposit Insurance Corporation (FDIC) issued a final rule on June 25 that reaffirms the enforceability of the interest rate terms of loans made by state-chartered banks and insured branches of foreign banks (collectively, state banks) following the sale, assignment, or transfer of the loan. [read post]
29 Jun 2020, 5:36 am
More importantly, it remains to be seen how state regulators react to the OCC and FDIC Madden-fix rules. [read post]
26 Jun 2020, 3:06 pm
The Federal Deposit Insurance Corporation (FDIC) recently issued its Final Rule clarifying the “Permissible Interest on Transferred Loans. [read post]
25 Jun 2020, 12:49 pm
Madden v. [read post]
18 Jun 2020, 11:21 am
Brooks noted in his remarks, Congress could attempt to use the Congressional Review Act to override the OCC’s final rule regarding Madden. [read post]
12 Jun 2020, 7:05 am
Rather, the decision acknowledges that both the OCC and FDIC had issued proposals rejecting Madden. [read post]
8 Jun 2020, 8:42 am
During regular times, the Guardian/Berkshire claims process is a frustrating, often maddening process. [read post]
5 Jun 2020, 12:42 pm
However, the Second Circuit cast doubt on the “valid-when-made” doctrine when it ruled in its 2015 decision in Madden v. [read post]
4 Jun 2020, 10:00 pm
The Office of the Comptroller of the Currency (OCC) issued a final rule on May 29 clarifying that when a national bank or national savings association sells, assigns, or otherwise transfers a loan, interest permissible before the transfer (the maximum rate permitted in the bank’s home state) continues to be permissible after the transfer. [read post]
4 Jun 2020, 10:00 pm
The Office of the Comptroller of the Currency (OCC) issued a final rule on May 29 clarifying that when a national bank or national savings association sells, assigns, or otherwise transfers a loan, interest permissible before the transfer (the maximum rate permitted in the bank’s home state) continues to be permissible after the transfer. [read post]
