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9 Feb 2010, 3:28 pm by Jeff Sovern
by Jeff Sovern I am convinced that one reason the CFPA has run into trouble in the Senate is that it's an issue that can't easily be boiled down to a soundbite, and hence generates little passion. [read post]
8 Feb 2010, 6:01 am by Jeff Sovern
by Jeff Sovern Today's Times reports that banks and bankers that formerly donated to Democrats are instead contributing to Republicans. [read post]
3 Feb 2010, 11:02 am by Jeff Sovern
by Jeff Sovern A company claims to make it possible. [read post]
26 Jan 2010, 3:26 pm by Jeff Sovern
by Jeff Sovern Over the last couple of days, I've blogged about how for adjustable loans, the Fed's Commentary directs lenders to state in the Truth in Lending disclosure statement monthly payment figures that assume that interest rates remain unchanged for decades. [read post]
25 Jan 2010, 9:38 am by Jeff Sovern
by Jeff Sovern Yesterday I blogged about how the Fed's Commentary directs lenders making Truth in Lending disclosures for adjustable loans to assume that interest rates will remain the same as they are at the date of closing. [read post]
24 Jan 2010, 1:32 pm by Jeff Sovern
by Jeff Sovern Yesterday the Pittsburgh Post-Gazette ran a piece I wrote about how the Fed's TILA disclosures misled the subprime borrowers. [read post]
16 Jan 2010, 6:35 am by Jeff Sovern
by Jeff Sovern A few recent consumer law reports: The SCOTUS Blog has reported that the Supreme Court has granted cert in what could be an important arbitration case. [read post]
13 Jan 2010, 9:05 am by Jeff Sovern
by Jeff Sovern Thomson/West should shortly make available via email the 2010 update to our consumer law casebook. [read post]
12 Jan 2010, 6:45 am by Jeff Sovern
by Jeff Sovern After attending the last three AALS conferences, I wanted to voice a consumer protection perspective. [read post]
9 Jan 2010, 9:23 pm by Erik Gerding
On Thursday morning, at the Financial Institutions/Consumer Financial Services Breakfast, Jeff Sovern (St. [read post]
25 Dec 2009, 5:19 pm by Jeff Sovern
by Jeff Sovern In October, I posted a link to my colleague Vince DiLorenzo's article Mortgage Market Deregulation and Moral Hazard: Equity Stripping Under Sanction of Law. [read post]
29 Nov 2009, 7:54 pm by Jeff Sovern
by Jeff Sovern For some research I'm doing, I would love to see training materials or scripts mortgage brokers and lenders use  (or used when subprime borrowing was more common) for approaching borrowers. [read post]
13 Nov 2009, 5:55 am by Brian Wolfman
by Brian WolfmanFollowing up on Jeff Sovern's post yesterday on the Federal Reserve's new rule that will bar banks from imposing certain overdraft fees unless the consumer opts in, check out this article in today's Washington Post. [read post]
6 Nov 2009, 4:01 pm
by Jeff Sovern Earlier this week, as the Times reported, the House passed a bill to move up the effective date of some of the Credit CARD Act provisions to December 1. [read post]
10 Oct 2009, 10:45 am
by Jeff Sovern Joe Nocera has a terrific column in today's Times, Have Banks No Shame? [read post]
6 Oct 2009, 1:34 pm
by Jeff Sovern Today's Times includes two interesting consumer law pieces. [read post]
29 Sep 2009, 7:00 am
by Jeff Sovern 74 law professors teaching in areas related to consumer and banking law have joined in a letter supporting creation of the Consumer Financial Protection Agency. [read post]