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12 Aug 2013, 2:00 am
Beyond the requirements just mentioned, credit unions launching an MBL program must also meet NCUA policy requirements with respect to their maximum overall exposure, credit decision analysis, collateral requirements, and servicing, underwriting and appraisal procedures. [read post]
10 Jul 2017, 9:23 am
The witnesses scheduled to appear at the hearing are: Robert Fisher, President & CEO of Tioga State Bank on behalf of the Independent Community Bankers of America Rick Nichols, President & CEO of River Region Credit Union on behalf of the Missouri Credit Union Association J.W. [read post]
22 Sep 2016, 11:57 am
Although EO19 only applies to business establishments physically located in New York City, it could affect New Jersey-based businesses that operate retail or food-service locations there. [read post]
22 Sep 2016, 11:57 am
Although EO19 only applies to business establishments physically located in New York City, it could affect New Jersey-based businesses that operate retail or food-service locations there. [read post]
23 Dec 2010, 3:01 am
They now have the capacity and the character to repay the credit union, but the credit union will not grant them credit because of a low credit score. [read post]
18 Jul 2018, 4:31 am
The draft Regulations amend the Consumer Credit Act 1974 (CCA), the Consumer Credit (Disclosure of Information) Regulations 2010 (the 2010 Regulations), the Consumer Credit (Green Deal) Regulations 2012 (the 2012 Regulations), and the Financial Services Act 2012 (Consumer Credit) Order 2013 (the 2013 Order), to address deficiencies arising from the UK’s exit from the EU. [read post]
16 Oct 2012, 3:47 pm
Photo credit: Diego Cervo [read post]
21 Sep 2022, 6:28 am
Hudson Valley Credit Union, issued on September 14. [read post]
18 Mar 2004, 12:56 pm
It also allows credit unions to offer some services previously restricted to banks and exempts [read post]
15 May 2013, 7:00 am
Big changes are taking place suggesting that large national loan servicers could exploit an exemption in the foreclosure mediation law Oregon lawmakers are currently debating intended for local banks and credit unions: “This announcement and the increasing number of those like it represent what’s very likely the front end of a massive unloading of home loans from big banks like Bank of America, Chase, and Wells Fargo to a new wave of non-bank investment firms… [read post]
20 Mar 2019, 7:39 am
The proposed revisions impact two sectors, ‘credit unions’ (sector 4) and ‘brokerage services to funds’ (sector 20). [read post]
3 Jun 2023, 8:19 pm
Financial services companies, such as banks, credit unions, lenders, finance companies, loan servicers, broker-dealers, and securities firms, often receive subpoenas from parties in litigation involving their customers, employees, and business partners. [read post]
22 Sep 2021, 3:32 am
Coggins) [Section 2(d) refusal of ASCENT FEDERAL CREDIT UNION for "Credit union services, namely, providing checking and savings accounts, mortgage lending, savings and loan services, bill payment, financing, ATM banking services, individual retirement accounts, payroll tax debiting services, and electronic banking via the global computer network, excluding providing lease financing for private student loans"… [read post]
26 Apr 2009, 10:10 pm
All banks, credit unions, finance companies and other lenders, known in the Bill as credit providers, and all credit advisers and mortgage and credit brokers, known as credit service providers will be required to hold an ACL. [read post]
2 Nov 2023, 9:45 am
[v] The waiver permits subgrantees to fulfill the LOC requirement (or any alternative permitted under the waiver) by utilizing any United States credit union that is insured by the National Credit Union Administration and that has a credit union safety rating issued by Weiss of B− or better. [read post]
13 Oct 2009, 9:18 am
Day 2 started with a compelling speaker, Tom Glatt of REALTORS® Federal Credit Union (www.realtorsfcu.org). [read post]
27 May 2020, 11:15 am
In the aftermath of a statement from the CFPB and the four federal banking agencies encouraging small-dollar lending in response to the COVID-19 pandemic and guidance from the four federal banking agencies on “Interagency Lending Principles for Offering Responsible Small-Dollar Loans,” the CFPB has issued a “No-Action Letter (NAL) Template” for small-dollar loan products (SDT) offered by insured depository institutions or credit unions subject to the… [read post]
20 Jun 2018, 4:00 am
The lower corporate rate also implicitly reduces the value of other tax expenditures related to the financial services industry, such as the exemption of credit union income, which levels the playing field between traditional banks and credit unions. [read post]
9 Jan 2013, 8:06 am
Community banks and credit unions are the darlings of Congress in the financial services industry. [read post]
21 Sep 2015, 4:00 am
New Credit Union Advisory Council members are: Gail L. [read post]
