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14 Jan 2011, 2:14 pm
Combine this with strict liability for misuse of a weapon — liability which resides with the manufacturer and/or distributor if they fail to make sure that the purchaser is insured, on the insurance company if they allow a policy to lapse without evidence that someone else has provided the insurance or the gun has been sold or destroyed, and on the purchaser if the next in chain of title is not insured, and pretty soon we might be getting somewhere. [read post]
24 Jul 2012, 7:58 am
Fortunately for Californians, Insurance Code Section 530 provides: An insurer is liable for a loss of which a peril insured against was the proximate cause, although a peril not contemplated by the contract may have been a remote cause of the loss; but he is not liable for a loss of which the peril insured against was only a remote cause. [read post]
15 May 2012, 6:20 am
Lexington Insurance Co., case number 31 2009 CA 01 2244, May 3, 2012 (Indian River County, FL) Lexington Insurance Co. and Landmark American Insurance Co., were found by a Florida state jury to be liable to Gloria Estefan’s Pin-Pon Corp. in the amount of $6.7 million for failing to provide coverage for hurricane damage. [read post]
27 May 2013, 8:38 am
Because of the conflict of interest, American Family hired outside counsel to provide an opinion letter on coverage. [read post]
25 Feb 2010, 6:31 am
He claims Johnson told him the promissory notes were insured by the Federal Deposit Insurance Corp. [read post]
25 Feb 2011, 8:15 pm
The plan is administrated by an insurance company, or your employer purchases insurance coverage. [read post]
21 Sep 2009, 4:24 am
"**** See, also, Barkan v New York Schools Insurance Reciprocal, 2009 NY Slip Op 06494, also decided on September 15, 2009 by the Appellate Division, Second Department. [read post]
7 Jan 2011, 12:20 pm
Your liability insurance policy would cover you in that instance by providing you with an attorney to defend you in that claim and by indemnifying (reimbursing) you for any judgment rendered against you in that case up to your policy limits. [read post]
27 May 2009, 3:05 pm
Your liability insurance policy would cover you in that instance by providing you with an attorney to defend you in that claim and by indemnifying (reimbursing) you for any judgment rendered against you in that case up to your policy limits. [read post]
14 Feb 2008, 2:59 pm
It provided no reasonable basis for inferring that the Insureds believed the contents to be worth no more than $1.5 million.In the result, the Court held that Sovereign was not entitled to void its participation in the policy on the basis of material misrepresentation or non-disclosure and was not entitled to refuse to indemnify the Insureds for the loss or damage they suffered from the October 16, 2003 flood on that basis. [read post]
7 Jun 2016, 11:00 am
In Maryland, UIM coverage is designed to provide an injured insured with resources equal to those that would have been available had the tortfeasor carried liability coverage equal to the amount of coverage that the insured purchased from his or her own insurance company. [read post]
11 Sep 2007, 8:31 am
Many insurance policies contain provisions providing coverage (or excluding coverage ) for bodily injury arising out of the "maintenance" of an automobile. [read post]
21 Jan 2019, 6:09 am
Don’t let a new homeowner’s insurance policy provider take advantage of you. [read post]
23 May 2011, 3:32 am
This example of an insurance company providing a hundred "of its best employees" with an incentive that is unethical and, in many places, illegal, proves that corporate culture can drive many to commit and tolerate unethical acts as a group. [read post]
3 Jun 2011, 5:51 am
An independent mediator, who has no connection with your insurer, will be in charge of the mediation.... 3. [read post]
20 Dec 2007, 7:33 pm
The New Jersey Supreme Court has ruled that thousands of asbestos claims and other long-tail liabilities that have been incurred but not yet reported do not qualify for inclusion in the distribution of the estate of an insolvent insurer as N.J.S.A. 17:30C-8(a)(1) provides that “no contingent claim shall share in the distribution of the assets of an insurer” except as such claims have become “absolute against the insurer. [read post]
25 Sep 2010, 8:58 am
There were several comments on the post which provided perspective from the field. [read post]
13 Aug 2014, 3:44 am
The Policy provided (emphasis added): “If any person under a contract of service or apprenticeship with the Insured shall sustain a bodily injury or disease caused during any period of insurance and arising out of and in the course of his employment by the Insured in the business above mentioned, the Company will indemnify the Insured against all sums for which the Insured shall be liable in respect of any claim for damages for such injury… [read post]
6 Sep 2014, 12:03 am
The act provides government support for the commercial terrorism insurance market through mechanisms for spreading losses across the nation’s policyholders and using government funds to cover the most extreme losses. [read post]
22 Dec 2013, 3:30 am
The SFIP typically provides coverage for one building per policy. [read post]
