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19 Oct 2014, 12:46 pm
The Times editorial, “A Rate Cap for All Consumer Loans” isn’t going to change my mind: “What is needed is a national consumer lending standard — and interest rate cap — to ensure fair credit in the country as a whole. [read post]
17 Oct 2014, 5:10 pm
Yellen At the Conference on Economic Opportunity and Inequality, Federal Reserve Bank of Boston, Boston, Massachusetts. [read post]
17 Oct 2014, 6:00 am
For unsecured personal loans, rate ceilings for finance companies typically were higher than those for banks, particularly for small loan sizes. [read post]
17 Oct 2014, 5:28 am
As U.S. consumers head into the shopping season – the weather is getting cooler, and the holidays are getting closer – it is a good idea to take extra precautions to protect bank accounts, credit cards and personal identity. [read post]
13 Oct 2014, 5:24 pm
The housing market continued to soften, people began to lose their jobs, and the banking industry was in crisis. [read post]
12 Oct 2014, 12:57 pm
Allegations made against the National Prearranged Services trustees include improper custodial arrangements intended to simplify the banks’ role in administrative functions. [read post]
6 Oct 2014, 5:36 pm
The court affirmed, concluding that, under the rule announced in American National Red Cross v. [read post]
5 Oct 2014, 8:52 pm
Whether it is big banks that need regulation to protect consumers from subprime mortgage lending, or laws that protect kids from having oversized classrooms and unqualified teachers, rules are set in place to protect and allow accountability. [read post]
2 Oct 2014, 9:21 pm
The Chase hacking is a red flag that hacking poses a real systemic risk to our banking system, and a national security risk as well. [read post]
1 Oct 2014, 11:48 pm
Two bills are pending at the National Assembly of Korea entitled The Class Action Act of Korea and Consumer Basic Lawsuit Act of Korea. [read post]
27 Sep 2014, 8:10 am
The two parties agreed that an agreement must safeguard labor rights, protect consumers, and maintain high social and environmental standards. [read post]
26 Sep 2014, 7:13 am
CONSUMER REPORTING AGENCIES FOCUSING ON YOUR BANK ACCOUNT You're familiar with the usual national consumer reporting agencies which provide consumer credit reports—Equifax, Experian, and TransUnion. [read post]
21 Sep 2014, 5:30 am
" -> Granting Trademark Protection to the Design and Layout of Retail Stores http://t.co/72aqzokpDW via @feedly -> BREAKING NEWS: Spanish court refers new case to CJEU on private copying levies http://t.co/Q4IPZf399v -> Yelp to pay $450,000 penalty for COPPA violation http://t.co/q2kqxYm8fD -> Murdoch renews hostilities with Google over 'contempt' for copyright – http://t.co/bCic8Zaskw http://t.co/kZtFEBfBQs -> What Your Business Needs to Know about Unsolicited… [read post]
19 Sep 2014, 5:22 am
Similarly, old banking laws may fit poorly with the new globalized financial landscape. [read post]
18 Sep 2014, 4:46 am
Inhibits a nation of tinkerers. [read post]
16 Sep 2014, 11:40 am
But unlike the banking world, where deposits are guaranteed by the federal government, stocks, bonds and other securities can lose value. [read post]
15 Sep 2014, 9:13 am
Government acceptance of national bank notes for taxes was key in their adoption (p.9). [read post]
12 Sep 2014, 10:00 am
Instead, NACS believes that banks and credit unions should require consumers to use PIN numbers when making purchases, preventing criminals from buying anything with an account number alone. [read post]
11 Sep 2014, 1:38 pm
Chairman Hensarling’s remarks singled-out the Financial Stability Oversight Council (FSOC) and the Consumer Financial Protection Bureau (CFPB), both Dodd-Frank Act creations, for his strongest criticism.Chairman Hensarling called the FSOC the “least transparent” of federal agencies that is not among those handling national security or defense matters. [read post]
4 Sep 2014, 3:19 am
SEC Office of Compliance, Inspections and Examinations (OCIE) On April 15, 2014, the OCIE issued a National Exam Program Risk Alert, entitled “OCIE Cybersecurity Initiative,” announcing it would conduct examinations of more than 50 registered broker-dealers and investment advisors “designed to assess cybersecurity preparedness in the securities industry and to obtain information about the industry’s recent experiences with certain types of cyber threats. [read post]
