Search for: "Department of Consumer Credit"
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2 Oct 2016, 10:49 am
In July 2015, the Department of Defense issued a final rule expanding the types of credit products that are covered under the protections of the Military Lending Act. [read post]
2 Jul 2021, 10:21 am
Pursuant to the authority set forth in Section 205 of Senate Bill 1202, Connecticut’s Banking Commissioner signed an order that permits individuals engaged in certain licensable activity on behalf of certain consumer credit licensees to work from remote office locations not licensed as branch office locations. [read post]
15 Sep 2020, 3:38 pm
Effective on January 1, 2021 if Governor Newsom signs the bill (which he is expected to do), the Department of Business Oversight will be replaced by the Department of Financial Protection and Innovation (DFPI). [read post]
15 Sep 2020, 3:38 pm
Effective on January 1, 2021 if Governor Newsom signs the bill (which he is expected to do), the Department of Business Oversight will be replaced by the Department of Financial Protection and Innovation (DFPI). [read post]
6 Oct 2016, 8:30 am
Compliance with the final rule amending the MLA, issued by the Department of Defense (DoD) in July 2015, was required for creditors of most consumer credit products as of this past Monday, October 3. [read post]
21 Jul 2011, 8:54 am
The agency gives national banks immunity from state laws protecting consumers from abusive mortgage, credit card and overdraft fee practices. [read post]
23 Oct 2021, 9:21 am
The Department of Justice (DOJ) announced Friday a new nationwide initiative to combat the practice of redlining. [read post]
4 Oct 2017, 9:57 am
The CFPB referred the matter to the Justice Department’s Civil Rights Division’s Housing and Civil Enforcement Section in 2016, after receiving a complaint that Los Angeles-based Westlake Services and Wilshire Consumer Capital were conducting repossessions in violation of the SCRA. [read post]
28 Apr 2016, 5:26 am
Previously, such complaints were directed to the Department of Education. [read post]
13 Jul 2011, 7:13 am
The site has lots of other helpful information about consumer and credit concerns. [read post]
20 Aug 2018, 10:47 am
We understand that representatives of the Banking Department will be meeting with an industry group this week to discuss the Equal Credit Opportunity Act issues presented by this requirement and that the Department hopes to provide guidance soon. [read post]
23 Jan 2017, 11:10 am
The ABA states that the CFPB’s incorrect total cost of credit calculation copies flawed language that was contained in the Department of Defense’s final rule published in July 2015 implementing amendments to the Military Lending Act regulation. [read post]
15 Feb 2019, 9:55 pm
Department of Treasury. [read post]
7 Dec 2012, 3:07 pm
Aside from damaging credit scores, defaulting on student loans can carry long term and painful financial consequences like wage garnishments. [read post]
11 May 2015, 8:33 am
Gavin Gee, Director of the Idaho Department of Finance, made the consumer alert. [read post]
21 Apr 2014, 5:55 am
Several other Congressmen, including Congressman Neugebauer, expressed their concern that the CFPB was actually making it harder for consumers to access credit. [read post]
18 Dec 2017, 11:41 am
Last week the Department of Defense (DoD) issued an interpretive rule under the DoD’s Military Lending Act final rule (MLA Rule). [read post]
12 Jul 2022, 7:12 am
” Such purposes include where the user “intends to use the information in connection with a credit transaction involving the consumer on whom the information is to be furnished and involving an extension of credit to, or review or collection of an account of, the consumer. [read post]
7 Apr 2022, 4:49 pm
Examiners found the following instances of consumers being targeted for fraud: Customers of a bank that used a third party service provider (TPSP) to manage its deposit accounts were contacted by someone posing as a representative of the bank’s fraud department who sought the consumers’ account verification codes. [read post]
22 Feb 2010, 6:15 am
Bay Area consumers in debt and those considering filing bankruptcy and or credit counseling should not feel alone, as bankruptcies are growing across the country. [read post]
