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Lessons From Recent Enforcement Background The Financial Conduct Authority (FCA) announced on 13 October 2023 that it had fined Equifax Limited (Equifax), a credit reference agency and data, analytics and technology business, £11,164,400 for failing to manage and monitor the security of UK consumer data it had transferred to its parent company based in the US, Equifax Inc, for processing. [read post]
4 Jun 2014, 12:50 am
The credit reporting agencies also made changes because they were forced to. [read post]
10 Nov 2014, 9:59 am by Mark F. Anderson
Last night, Michael Finney of Channel 7 in San Francisco interviewed our client Lisa Allen about her experience with the credit reporting agencies. [read post]
29 Oct 2014, 5:04 am by jweil
These 3 main credit reporting agencies are TransUnion, Experian, and Equifax. [read post]
7 Jul 2011, 10:41 am by Bankruptcy Legal Group
The Medical Debt Responsibility Act of 2011 would require Equifax, Experian and TransUnion to clear credit files of medical debts of $2,500 or less within 45 days after the debts have been paid or settled. [read post]
27 Sep 2019, 1:48 pm by Walker & Walker Law Offices
There are three major credit reporting companies: Experian, Equifax, and TransUnion. [read post]
8 Jul 2015, 9:37 am by Mark F. Anderson
Equifax disclosed to the SEC some months ago it received a civil investigative demand from the CFPB back in February 2014 “as part of its investigation to determine whether nationwide consumer reporting agencies have been or are engaging in unlawful acts or practices relating to the advertising, marketing, sale or provision of consumer reports, credit scores or credit monitoring products. [read post]
25 May 2023, 4:22 am by Daniel Schlanger
(Note: Be sure to provide a copy of the police report with your dispute letter to the credit reporting agency.) [read post]
16 Feb 2012, 8:16 pm by slemberg
People typically think that there are three credit bureaus (Experian, TransUnion, and Equifax), but there are many specialty consumer reporting agencies. [read post]
The Fair Credit Reporting Act regulates when “consumer reporting agencies” can share a person’s information. [read post]
19 Oct 2017, 5:31 am by Brian G. Cesaratto
  Recently, we discussed the NYSDFS’ proposed extension of its cyber security regulations to credit reporting agencies in the wake of the Equifax breach. [read post]
19 Oct 2017, 5:31 am by Brian G. Cesaratto
  Recently, we discussed the NYSDFS’ proposed extension of its cyber security regulations to credit reporting agencies in the wake of the Equifax breach. [read post]
8 Sep 2017, 10:50 am by Sean Gallagher
Unfortunately, as things stand, the burden is on you to protect yourself in the long term—and the credit reporting agencies stand to profit from it. [read post]
20 Nov 2017, 10:00 am by The Sader Law Firm
These steps may include but are not limited to: Checking your credit report: You can receive free credit reports from the three credit reporting agencies (Equifax, Experian and TransUnion) once per year. [read post]
20 Oct 2017, 4:30 am by Merritt Baer, Chinmayi Sharma
Victims of the Equifax hack, which impacted millions more than initially reported, are filing dozens of lawsuits. [read post]
13 May 2019, 4:21 pm by schlangerlaw
The Fair Credit Reporting Act (FCRA) requires credit reporting agencies to investigate disputed entries on your credit report and remove or correct erroneous entries. [read post]
11 Apr 2019, 9:32 am by Tiffany Sanders
There’s no charge for a credit freeze with any of the three major credit reporting agencies—TransUnion, Experian, and Equifax—or for lifting the freeze. [read post]
2 Mar 2012, 1:34 pm
The scope of the draft rules brings Experian, Equifax, Trans Union and approximately twenty–five (25) other companies under the bureau’s review. [read post]
7 Aug 2007, 8:29 am
Supreme Court decision which holds that when a credit reporting agency (such as Equifax, Experian, or Trans Union) recklessly reports or recklessly investigates your disputes, punitive damages can be considered by the jury. [read post]