Search for: "Federal National Loan Mortgage"
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2 Mar 2020, 7:16 am
The Federal Trade Commission, the nation’s consumer protection agency, enforces something called the Fair Debt Collection Practices Act. [read post]
2 Mar 2020, 7:16 am
The Federal Trade Commission, the nation’s consumer protection agency, enforces something called the Fair Debt Collection Practices Act. [read post]
27 Feb 2020, 4:46 pm
Liabilities and Debts Applicants are asked to provide detailed information regarding all liabilities or debts such as mortgages, car loans, unpaid child or spousal support, unpaid taxes, and credit card debt. [read post]
17 Feb 2020, 12:00 pm
Image of Cover of "Collection Actions: Defending Consumers and Their Assets" Fourth Edition by NCLC (National Consumer Law Center) Guide to Reducing Hospital Bills for Lower-Income Patientsby Andrea Bopp StarkAs described below, hospital debt poses a significant problem for millions of Americans. [read post]
6 Feb 2020, 11:07 am
For example, the Act includes provisions: Providing consumers a new right to appeal the results of initial reviews about the accuracy or completeness of disputed items on a report, and requiring consumer reporting agencies and furnishers to implement specific appeal processes; Requiring removal of adverse information related to “predatory” mortgage lending; Banning the use of credit scores for employment purposes (except where a consumer report is otherwise required as part of a… [read post]
19 Dec 2019, 6:42 am
” For example, expansions to the retail loan criteria include home mortgage loans and consumer loans provided in Indian country and small business loans of $2 million or less. [read post]
6 Dec 2019, 7:10 am
The Bill is still being considered before federal Parliament. [read post]
2 Dec 2019, 7:52 am
By making the date March 1st rather than January 31st, the adjustment of the maintenance income cap would coincide with the date of adjustment of the child support combined parental income cap, as well as the date of adjustment of the federal poverty income level and self-support reserve. [read post]
2 Dec 2019, 7:20 am
"The United States is far behind other nations when it comes to mitigating the effects of climate change on the global economy," said Gregg Gelzinis, policy analyst for Economic Policy at the Center for American Progress and one of the report’s co-authors. [read post]
21 Nov 2019, 1:00 pm
In May 2019, the CFPB issued a proposed HMDA rule concerning the volume threshold that triggers reporting of open-end credit lines and closed-end mortgage loans. [read post]
25 Oct 2019, 7:40 am
McShannock involves the question of whether federal preemption of a state interest-on-escrow law under the Home Owners Loan Act of 1933 is assignable along with a mortgage. [read post]
15 Oct 2019, 6:31 am
Treasury Department estimates that the HMID will reduce federal revenue by $597.6 billion from 2019-2028. [read post]
2 Oct 2019, 10:21 am
The district court determined that there was a genuine issue of material fact regarding the reason for his termination and concluded that Zarda was entitled to a limited trial on the state claim, but dismissed the federal Title VII claim for failing to make a prima facie showing of sex stereotyping. [read post]
27 Sep 2019, 1:21 am
It’s a national focus, and accordingly lots of these arrests will deal with drug trafficking and related charges, like money laundering, i.e., things that move across state lines in some way. [read post]
20 Sep 2019, 8:33 am
Lisa Phoenix indirectly wholly owned Periwinkle Partners, LLC, to which Regions made a $1.7 million mortgage loan for purchase of a shopping center. [read post]
18 Sep 2019, 10:16 am
The class action law suits do not affect mortgage securitization because there is separate federal statutes (here and here) that preempt all state usury laws for first lien mortgages no matter what entity holds the loan. [read post]
13 Sep 2019, 6:52 am
On September 6, 2019, the Bureau filed a complaint in federal court in the Central District of California against Certified Forensic Loan Auditors, LLC (CFLA) and Andrew Lehman (Lehman) in connection with their offering, advertising, marketing, and selling of purported financial advisory and mortgage assistance relief services, and against Michael Carrigan (Carrigan), who was CFLA’s sole auditor during the relevant time period. [read post]
12 Sep 2019, 11:40 am
The OCC and FDIC have filed a joint amicus brief in a Colorado federal district court arguing that the court should affirm the decision of a bankruptcy court holding that a non-bank loan assignee could charge the same interest rate the bank assignor could charge under Section 27(a) of the Federal Deposit Insurance Act, 12 U.S.C. [read post]
8 Sep 2019, 9:05 pm
A Prudential Financial survey of 350 furloughed or unpaid federal workers and contractors showed that almost half of federal employees fell behind paying their bills, 27 percent missed a mortgage or rent payment, 13 percent missed a student loan payment, and 10 percent fell behind on tuition payments. [read post]
4 Sep 2019, 2:28 am
When a homeowner fails behind on mortgage payments, the lender may look to begin the legal process of getting the house sold so they can receive payment for the loan against it. [read post]
