Search for: "Credit Protection Association"
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17 Jan 2019, 8:27 pm
The Bureau’s and the State’s parallel investigations found that Sterling violated the Consumer Financial Protection Act of 2010 by opening store credit-card accounts without customer consent; enrolling customers in payment-protection insurance without their consent; and misrepresenting to consumers the financing terms associated with the credit-card accounts. [read post]
6 Mar 2023, 10:33 am
The law does not apply to data held by a public utility, employment records, protected health information processed by covered entities and business associates under the Health Information Portability and Accountability Act (HIPAA), and other types of information already regulated under other federal laws, including the Gramm-Leach-Bliley Act (GLBA), the Family Educational Rights and Privacy Act (FERPA), the Fair Credit Reporting Act (FCRA), the Children’s Online… [read post]
27 Aug 2007, 9:25 am
The volume includes the Consumer Credit Protection Act (the Truth in Lending Act, Fair Credit Reporting Act, Equal Credit Opportunity Act, Fair Debt Collection Practices Act, Electronic Fund Transfer Act) and associated regulations (including Regulations Z, M, B, E, and the regulations implementing the Fair and Accurate Credit Transactions Act); excerpts from the Federal Trade Commission Act and selected FTC regulations and guides, the… [read post]
18 Dec 2009, 6:19 am
The Wall Street Reform and Consumer Protection Act includes multiple provisions that the association believes will burden its industry, most significantly the creation of a Consumer Financial Protection Agency. [read post]
13 Jan 2016, 7:45 am
Most of the savings came from eliminating fees credit card companies used to charge when customers went over their credit limits. [read post]
25 Jan 2008, 7:50 pm
Only relief from mortgages on primary residences is tax protected. [read post]
23 Jul 2010, 3:06 am
The card does not need to be associated with any real name or address, or bank account or credit line. [read post]
25 Jan 2013, 12:19 pm
All banks, savings associations, and credit unions, as well as nonbank entities supervised by the Consumer Financial Protection Bureau and state regulators should review their current and expected future social media use as well as evaluate their internal policies to ensure consistency with the proposed guidance. [read post]
28 Mar 2015, 5:38 pm
GAPIA is an association of public insurance adjusters licensed in the State of Georgia dedicated to protecting the interests of insured Georgia home and business owners who have incurred insured property losses to ensure they receive full and fair compensation from their insurance carriers. [read post]
28 Apr 2010, 8:00 am
On the other hand, the protection seller receives periodic interest payments, but must pay the buyer if a credit event occurs. [read post]
13 Oct 2015, 11:48 am
Companies often require consumers to sign these arbitration agreements in order to open a bank account or open a credit card. [read post]
21 May 2013, 8:47 am
Earlier this month, Maneesha Mithal, Associate Director of the Federal Trade Commission’s Division of Privacy and Identity Protection, testified before the U.S. [read post]
14 Jan 2016, 8:18 am
At the American Bar Association’s Consumer Financial Services Committee meeting in Park City, Utah earlier this week, a CFPB representative commented on the potential discriminatory impact of using big data in credit decisions. [read post]
13 May 2014, 6:30 am
The update references the Protecting Access to Medicare Act of 2014 (PAMA) (Pub. [read post]
14 Mar 2012, 9:44 am
This is important because under English law and New York law, which together govern the majority of credit default swaps, a requirement that a CDS protection buyer always hold the reference obligation could result in that CDS contract being characterized as a contract of insurance. [read post]
4 Jan 2019, 10:00 am
"In the event, we discontinued our association at that time, and removed the link from the sidebar.But we still had a need for the protection, and a good friend (and colleague) recommended Zander Insurance Group as a helpful and more economical alternative. [read post]
5 Dec 2017, 2:09 am
The Supervisory Authority monitored the issuance and distribution of these products intensively until the end of September 2017, and established that the voluntary commitment made by the German Banking Industry Committee (DK) and the German Derivatives Association (DDV) was broadly adhered to and protected retail investors sufficiently. [read post]
16 Dec 2015, 8:28 am
Always Monitor Your Credit And Protect Your Identity. [read post]
20 Oct 2022, 7:25 am
Unfortunately for investors, since FSTDX invests in long-duration bonds, it is exposed to credit risk associated with an increase in interest rates. [read post]
12 Nov 2011, 9:45 am
Zakheim and Associates, P.A., now known as Zakheim and LaVrar, P.A., sued our client on behalf of Discover Bank in a credit card debt collection lawsuit. [read post]