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16 May 2017, 8:50 am
It reminds people that there are unethical folks out there, looking to take an unsuspecting person’s cash. [read post]
27 Apr 2017, 10:33 am
In addition, only 6% of merchants accepted digital payments and 10% of consumers had used a debit card in the year 2015. [read post]
10 Apr 2017, 6:35 am
A merchant who wants to charge $10 for cash and $10.30 for credit may not convey that price any way he pleases. [read post]
8 Apr 2017, 7:38 am
New York Business Law § 518 “prohibits merchants from imposing a ‘surcharge’ on customers who use credit cards, but allows for a ‘cash discount. [read post]
4 Apr 2017, 9:01 pm
In particular, can a merchant avoid violating the New York law if, instead of placing a surcharge on the cash price for credit card customers, she instead characterizes the cash price as a “discount” from the credit price? [read post]
31 Mar 2017, 12:49 pm
” The Court’s ruling addressed the specific question of whether this law regulates the speech or the conduct of a merchant who posted a single cash price and an additional credit card surcharge. [read post]
31 Mar 2017, 5:12 am
The law tells merchants nothing about the amount they are allowed to collect from a cash or credit card payer. [read post]
30 Mar 2017, 7:04 am
"The merchants believe that surcharges for credit are more effective than discounts for cash in accomplishing these goals. [read post]
30 Mar 2017, 4:01 am
” This regulation, the court tells us, is “different” in an important way, because “[t]he law tells merchants nothing about the amount they are allowed to collect from a cash or credit card payer. [read post]
29 Mar 2017, 9:34 am
“The law,” Roberts wrote, “tells merchants nothing about the amount they are allowed to collect from a cash or credit card payer…What the law does regulate is how sellers may communicate their prices….In regulating the communication of prices rather than prices themselves, [the state law] regulates speech” and that brings the First Amendment into play, The majority stressed that it was making only a limited decision, confined to whether… [read post]
29 Mar 2017, 8:25 am
A merchant who wants to charge $10 for cash and $10.30 for credit may not convey that price any way he pleases. [read post]
20 Mar 2017, 12:00 am
We may not yet be at a point where panhandlers request cryptocurrency, but increasingly, Bitcoin and other alternative currencies,[1] are on the mind of regulators, investors, and merchants. [read post]
19 Mar 2017, 5:00 pm
We may not yet be at a point where panhandlers request cryptocurrency, but increasingly, Bitcoin and other alternative currencies,[1] are on the mind of regulators, investors, and merchants. [read post]
10 Mar 2017, 5:52 am
Is a person a totally lawful merchant or a drug dealer? [read post]
25 Feb 2017, 5:49 am
Merchant v. [read post]
8 Feb 2017, 12:46 pm
While the action filed this week may have been driven primarily by the sympathetic facts alleged in the Complaint, it may foreshadow a broader enforcement effort by the CFPB, state Attorneys General, and other state regulators directed at litigation funding companies, merchant cash advance providers, and other finance companies whose products are structured as purchases rather than loans. [read post]
2 Feb 2017, 4:00 am
If that happened, and assuming the named plaintiffs have standing, then the remedy is for the discount to simply be given to everyone who made a full-price purchase on those days, which should be recorded in the defendant's records, at least for non-cash purchases. [read post]
31 Jan 2017, 3:44 am
Schneiderman, a First Amendment challenge to a New York law that allows merchants to give discounts to customers who pay in cash, but prohibits the imposition of surcharges for customers who use credit cards, and Life Technologies v. [read post]
13 Jan 2017, 4:18 am
” Another discussion of Expressions comes from Noah Feldman, who argues in a column for Bloomberg View that “it seems bizarre to ban merchants from telling their customers that in effect they are paying a credit-card surcharge by declining the cash discount. [read post]
12 Jan 2017, 4:06 am
Schneiderman, a First Amendment challenge to a New York law that allows merchants to give discounts to customers who pay in cash, but prohibits the imposition of surcharges for customers who use credit cards. [read post]
