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4 Sep 2019, 1:43 am
For the answer, let’s take a look at the underwriting standards of a Fannie Mae or Freddie Mac backed loan. [read post]
19 Aug 2019, 1:48 pm
The Consumer Financial Protection Bureau (CFPB) recently announced that it will allow the so-called “GSE patch” to expire in January 2021.[1] This patch permits Government-Sponsored Entities Fannie Mae and Freddie Mac to buy loans even though the borrower’s debt-to-income (“DTI”) ratio exceeds the standard limit of 43%.[2] The CFPB’s decision revives a long-standing debate about what constitutes a creditworthy loan. [read post]
19 Aug 2019, 11:50 am
It appears that the second defense could apply in a variety of situations, including when a mortgage lender uses the automated underwriting systems of Fannie Mae or Freddie Mac. [read post]
17 Aug 2019, 1:39 pm
How discourse interpreting law and politics as separable categories shaped the formation of the UN Human Rights Council's Universal Periodic Review Armis Sadri, The Arab human rights system: achievements and challenges Frederick Cowell, Understanding the causes and consequences of British exceptionalism towards the European Court of Human Rights Karen Giovanna Añaños Bedriñana, Fanny Tania Añaños Bedriñana & José Antonio… [read post]
12 Aug 2019, 4:22 am
Dáire McCormack-GeorgeThis post constitutes the latest in a series of blog posts reflecting on the skilled nature of work. [read post]
5 Aug 2019, 4:24 pm
These considerations are prompted by the January 2021 expiration of rules in which certain mortgage loans eligible for purchase or guarantee by Freddie Mac or Fannie Mae, which do not otherwise meet the debt-to-income ratio requirements, fall under the current definition of qualified mortgage. [read post]
1 Aug 2019, 2:56 pm
The GSE Patch was not originally intended to be permanent because the assumption at the time it was adopted in 2013 was that Fannie Mae and Freddie Mac would not still be in conservatorship and that GSE reform would necessitate a revision of QM. [read post]
29 Jul 2019, 2:15 pm
The CFPB notes that Fannie Mae and Freddie Mac purchased nearly 52% of all closed-end first-lien residential mortgage loans made in 2018. [read post]
25 Jul 2019, 6:31 pm
The GSE Patch was not originally intended to be permanent because the assumption at the time it was adopted in 2013 was that Fannie Mae and Freddie Mac would not still be in conservatorship and that GSE reform would necessitate a revision of QM. [read post]
19 Jul 2019, 3:19 pm
“We rely on the blessings we receive from God,” Fanny Alida Beerepoot said, “which we give [back?] [read post]
19 Jul 2019, 4:49 am
Freddie Mac and Fannie Mae Freddie Mac and Fannie Mae loans only require a down payment of 3% for conventional mortgages. [read post]
18 Jul 2019, 8:29 am
” The articles on the website are attributed to Henk Beerepoot, the father of Rembertus and Fanny. [read post]
10 Jul 2019, 4:30 am
En octubre de ese año, los demandantes le reclamaron a Fannie Mae. [read post]
9 Jul 2019, 7:52 am
The U.S. [read post]
8 Jul 2019, 1:39 pm
Currently Fannie Mae lenders generally do approve digital closings. [read post]
8 Jul 2019, 1:39 pm
Currently Fannie Mae lenders generally do approve digital closings. [read post]
28 Jun 2019, 12:30 pm
Can he sue Fannie Mae, who appointed the loan servicing company, for service so bad it was tortious? [read post]
28 Jun 2019, 11:17 am
These fraudulent bankruptcies invoked the automatic stay provision of the bankruptcy code, preventing Fannie Mae and the financial institutions from conducting lawful foreclosure sales and obtaining title to the property. [read post]
19 Jun 2019, 6:03 am
In April 2011 a customer filed a complaint alleging that Busco violated the securities laws by, among other things, that Busco made unsuitable investments in Fannie Mae and Freddie Mac causing $120,000 in damages. [read post]
14 Jun 2019, 3:05 am
Advice to Mark Calabria, newly installed as head of the Federal Housing Finance Administration, or FHFA [Arnold Kling; more on what to do with Fannie and Freddie] Bad blood between Joe Biden and Elizabeth Warren on consumer bankruptcy issue goes back decades [Matthew Yglesias, Vox] “Financial planning websites consistently emphasize paying off revolving high-interest debt before saving for retirement (unless a company offers a match rate). [read post]
