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17 Oct 2015, 6:54 am by Big Tent Democrat
After my historic debacle last week, I've had to mortgage the house, break my 401(K), sell my stocks and break my piggy bank. [read post]
22 Apr 2011, 2:48 am
Recently, another mortgage help center opened in Tampa. [read post]
28 Sep 2010, 9:17 am
They also reported that Iowa, NC, and Texas have opened investigations on GMAC's practices [read post]
16 Apr 2010, 8:25 am by admin
Smith   In yesterday’s post, we opened the topic of ’strategic’ mortgage defaults – defined somewhat loosely as not paying your mortgage when someone thinks you could have done so – and saw, via a Luigi Zingales article in City Journal, that at least in five states – Arizona, California, Florida, Michigan, and Nevada – the numbers of home owners who are theoretically underwater (at current resale prices) is truly frightening,… [read post]
3 Aug 2012, 4:00 am by Barbara S. Mishkin
  The CFPB has put a new post on its blog titled “Explainer: Why did it take 1,099 pages to propose a three-page mortgage disclosure? [read post]
8 Apr 2009, 11:47 am
The bill provides, among other things, that “[n]o residential mortgage loan and no extension of credit under an open end consumer credit plan secured by the principal dwelling of the consumer, other than a reverse mortgage may include terms which require arbitration of any other nonjudicial procedure as the method for resolving any controversy. [read post]
29 Nov 2008, 12:24 pm
"Black Friday" opening in which those present were anticipating additional discounts on items not needed, or affordable based on their current credit and mortgage situation. [read post]
6 Jun 2011, 11:25 am
New rules about mortgage claim disclosures become effective on December 1, 2011, and, as there is in many legislative arenas, the opportunity to comment on, and make recommendations about, those future changes is open to the public. [read post]
20 Sep 2010, 2:01 pm by Robbie L. Vaughn, Esq.
`(d) Definitions- For purposes of this section, the following definitions shall apply: `(1) RESIDENTIAL MORTGAGE LOAN- The term `residential mortgage loan’ means any consumer credit transaction that is secured by a mortgage, deed of trust, or other equivalent consensual security interest on a dwelling or on residential real property that includes a dwelling, other than a consumer credit transaction under an open end credit plan or an extension of credit… [read post]
21 Aug 2013, 7:43 am by James Hamilton
Thus, the PATH Act ushers in a new system of housing finance that separates out these functions, providing clear and transparent disclosure of mortgage data, giving certainty to contracts and their enforceability, utilizing the knowledge and networks of the Federal Home Loan Bank system, and creating an open-access utility for the issuance of mortgage-backed securities that is decoupled from the holding of long-term mortgage risks.To ensure a smooth transition to… [read post]
28 Aug 2012, 9:46 am
Meanwhile, a recent ruling by the state supreme court in Washington could be opening the door for various levels of government to show up and take over properties covered by defaulted mortgages, by condemning the mortgages. [read post]
2 Oct 2015, 8:45 am
If you are applying for a residential mortgage after October 3, 2015, these revisions will apply to your loan. [read post]
3 Sep 2013, 8:03 am
Lindland ("The principal issue in this certified appeal is whether the trial court had authority to open a judgment of foreclosure by sale and related supplemental judgments after title had passed to the purchaser when a series of errors by the court and the parties caused the purchaser to buy a property that, unbeknownst to him but actually known by the second mortgagee, was in fact subject to a first mortgage that was to be foreclosed shortly thereafter. [read post]
10 Oct 2019, 11:55 am by Richard J. Andreano, Jr.
The CFPB recently issued in final form two elements of a May 2019 Home Mortgage Disclosure Act (HMDA) proposed rule. [read post]
22 Jun 2012, 8:55 pm by Rich Vetstein
” This footnote opens the door wide open for servicers and MERS to establish that they are authorized to foreclose, and acting on behalf of, the securitized trusts who hold legal title to the mortgages. [read post]
27 Mar 2013, 10:43 am by Katie Porter
It will be open to Fannie/Freddie homeowners who are 90 days or more delinquent on their mortgages. [read post]
20 Feb 2007, 4:49 pm
Obtaining a copy of credit reports and make copies of bank statements, tax returns and mortgage applications and other financial documents. [read post]
14 Jul 2008, 6:14 pm
What will be the fallout, near-term and longer-term, for people seeking new or refinanced mortgages? [read post]