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27 Aug 2010, 2:49 pm
The Consumer Federation of America and the National Consumer Law Center in their report showed that in 2008, 8.4 million RAL debtors paid $738 million in RAL fees, plus $68 million more in add-on fees. [read post]
27 Aug 2010, 11:07 am
Once securitization was driving our national pride, banks made as many loans as fast as they could, in the form of credit cards, auto loans, and every other flavor of debt imaginable. [read post]
25 Aug 2010, 11:57 am
Ricardo is a Vice President at one of America’s largest Banks, and is recognized as one of the top mortgage originators nationally. [read post]
25 Aug 2010, 7:22 am
Initially, Wells Fargo had segregated debit card transactions from checks and automated recurring charges authorized by consumers—as to which consumers might have good reasons to want the transactions to have priority of payment. [read post]
25 Aug 2010, 5:48 am
Yet they have not borrowed in the sense of accessing consumer credit markets. [read post]
25 Aug 2010, 4:57 am
It seems that Wells Fargo wanted to just skip all of those messy and time-consuming formalities required when considering someone for a loan modification, and just jump straight into foreclosure. [read post]
24 Aug 2010, 6:50 am
These regulations, 12 CFR pt. 205, provide many protections for consumers with credit cards, bank accounts and gift cards. [read post]
23 Aug 2010, 7:44 pm
That possibility could be the decisive factor in pushing national banks to restructure those entities. [read post]
23 Aug 2010, 11:08 am
Deng Yongheng at the National University in Singapore. [read post]
23 Aug 2010, 10:13 am
It will have an impact on TPO warehouse lines who relied on the TPO business model and on state bond loan programs who have traditionally relied on mortgage brokerage firms, credit unions, and small banks to market their bond loan programs to consumers. [read post]
21 Aug 2010, 8:15 pm
Wu, from the National Consumer Law Center. [read post]
21 Aug 2010, 2:55 am
The entire nation has witnessed the criticism being done by the Media in the recent past. [read post]
20 Aug 2010, 8:21 am
Under current merger law, the merger of A and B will violate Section 7 despite the fact that it increases consumer welfare because Philadelphia National Bank precludes counting efficiencies outside the relevant market. [read post]
19 Aug 2010, 3:08 pm
Significantly for the financial services sector, the law expressly excludes banks, insurers and surety companies from its coverage by excepting them from its definition of “employer. [read post]
19 Aug 2010, 2:50 pm
OK, but what is “consumer report”? [read post]
19 Aug 2010, 8:30 am
Now we have the answer: He stands with the national Republican party and the special interests who want to cut Social Security, dismantle it, and turn Americans' retirement security over to Wall Street banks. [read post]
18 Aug 2010, 5:55 am
[WSJ Law Blog] * Elsewhere in Washington, Harvard law prof Elizabeth Warren, a leading contender to head the new Bureau of Consumer Financial Protection, meets with lobbyists for big banks. [read post]
17 Aug 2010, 9:11 am
Is it possible that consumers feel safer with insurers than banks? [read post]
16 Aug 2010, 6:47 am
We work to ensure that justice is obtained for the whistleblower and for all consumers. [read post]
15 Aug 2010, 2:47 pm
Cautious or fearful consumers save in safe forms, such as insured bank deposits, Treasury bills, or cash. [read post]
