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4 Jan 2021, 2:02 pm by Cynthia Marcotte Stamer
Less than a year after the declaration of the COVID-19 health care emergency, the agencies’ commitment to zealous investigation and enforcement of COVID-related fraud already has produced a multitude of federal indictments and convictions against parties accused of COVID loan or unemployment relief program fraud, Federal Emergency Management Administration (“FEMA”) and health care fraud. [read post]
30 Dec 2020, 6:36 am
Those who are planning to buy a house will often put months or years of preparation into this process, including saving money for a down payment, building good credit, and meeting the requirements to obtain a mortgage. [read post]
23 Dec 2020, 10:36 am by Richard J. Andreano, Jr.
The CFPB recently issued a final rule increasing the asset exemption threshold under the Home Mortgage Disclosure Act (HMDA) and a final rule increasing the asset exemption threshold for the Truth in Lending Act (TILA) requirement to maintain an escrow account for a higher-priced mortgage loan. [read post]
18 Dec 2020, 11:57 am by Site Admin
It gives them some safe harbors about things that they can do with their retirement money, but it also encourages employers to add compensation or ways of matching retirement savings for people that are paying off student loans. [read post]
9 Dec 2020, 7:15 am by Adam Levitin
Key changes to the federal exemptions include a $35,000 wildcard exemption and a homestead exemption (with extra protection for seniors) keyed to the FHFA Conforming Loan Limit, which reflects geographic variations in home prices. [read post]
1 Dec 2020, 8:00 am by Len Feltoon
  It can mean paying less on specific credit cards and restructuring other debts such as college loans. [read post]
1 Dec 2020, 7:00 am by Mike Habib, EA
If you work from home, do not be afraid to deduct your expenses from your home office. [read post]
1 Dec 2020, 7:00 am by Mike Habib, EA
If you work from home, do not be afraid to deduct your expenses from your home office. [read post]
1 Dec 2020, 6:44 am by Robert Kraft
You might dip into savings, take out a home equity line of credit, or apply for a loan. [read post]
20 Nov 2020, 3:00 am by Jim Sedor
Congressional leaders have refused to make coronavirus testing mandatory for lawmakers traveling back and forth to their home states. [read post]
15 Nov 2020, 5:50 pm by The Law Offices of John Day, P.C.
  Of course, if you have less money coming in, the natural reaction is to look for ways to save money. [read post]
14 Nov 2020, 6:05 pm by admin
If your business goes into debt, for example, you may not fear losing your home or personal savings. [read post]
14 Nov 2020, 6:05 pm by admin
If your business goes into debt, for example, you may not fear losing your home or personal savings. [read post]
13 Nov 2020, 3:00 am by Jim Sedor
 The ease of traversing the country from the comforts of home will be hard to give up entirely, even though candidates and consultants from both parties say they do still crave and will again embrace the in-person, human interaction of retail politics on the trail. [read post]
5 Nov 2020, 8:46 am by Mike Inman
The advantages of the special assessment are: (1) it avoids the cost of borrowing which will usually have a direct impact on each owner because an increase in the regular assessment is necessary to help repay the loan and (2) it saves time in acquiring the funds compared to the process of obtaining a loan and (3) there is no increase in the regular assessment which could have a negative effect on the marketability of homes. [read post]
31 Oct 2020, 7:39 am by Russell Knight
A student loan interest deduction may indicate marital debts in the form of a student loan. [read post]
29 Oct 2020, 8:24 am by Jeremy T. Rosenblum
  The “true lender” rule interprets the provisions of the National Bank Act (NBA), the Federal Reserve Act, and the Home Owners’ Loan Act (HOLA) (12 U.S.C. 24, 371 and 1464(c), respectively) that allow national banks and federal savings associations to engage in lending, by clarifying when a bank has exercised its lending authority. [read post]