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18 Jun 2010, 8:29 am
The French Response To The World Bank’s Doing Business Reports Catherine Valcke Abstract : In its 2004 and 2006 Doing Business reports, the World Bank endorsed the conclusions advanced in the ‘legal origins’ literature, according to which legal systems belonging to the common law tradition better foster economic performance than systems belonging to the civil law tradition, and systems within the French family fare the worst among civil law systems. [read post]
18 Jun 2010, 2:39 am
In a letter from the National Association of Insurance Commissioners (the “NAIC”) to both House and Senate leaders, state insurance commissioners urged lawmakers to designate a non-voting seat for state banking, insurance and securities regulators on the Financial Stability Oversight Council (the “FSOC”).NAIC President and West Virginia Insurance Commissioner, Jane L. [read post]
17 Jun 2010, 6:06 am
And in addition to that disastrous downward spiral, foreclosures continue to make the toxic assets residing on the balance sheets of many of our nation’s banks, that much more toxic, thus deepening our problems. [read post]
17 Jun 2010, 4:12 am
Put projects on the "fast track" to get green energy to consumers sooner. [read post]
16 Jun 2010, 10:59 pm
Electronic banking means that retail deposit markets are shifting from local to national. [read post]
16 Jun 2010, 8:15 am
Taking examples such as the United Nations Organization, the European Union, the Council of Europe, the European Court of Human Rights, the World Trade Organization and the World Bank, this conference aspires to study the international organizations, on the one hand, as hybrid legal systems (1st half-day, 9th of September), and, on the other hand, as “consumers” and “producers” of comparative law, confronting their member-states’… [read post]
16 Jun 2010, 8:10 am
Taking examples such as the United Nations Organization, the European Union, the Council of Europe, the European Court of Human Rights, the World Trade Organization and the World Bank, this conference aspires to study the international organizations, on the one hand, as hybrid legal systems (1st half-day, 9th of September), and, on the other hand, as “consumers” and “producers” of comparative law, confronting their member-states’… [read post]
16 Jun 2010, 1:58 am
Those days are clearly over, as the Court has granted cert petitions in several securities cases in recent years, including the Merck and National Australia Bank cases this term. [read post]
14 Jun 2010, 9:03 pm
Here’s how they describe themselves: The National Consumer Law Center is the nation’s consumer law expert, helping consumers, their advocates, and public policymakers use powerful and complex consumer laws on behalf of low-income and vulnerable Americans seeking economic justice. [read post]
12 Jun 2010, 8:50 pm
… On the inflation front, recent data continue to show a subdued rate of increase in consumer prices. [read post]
11 Jun 2010, 5:00 am
It means that there are quite a few laws in this country that sound like they were passed to protect consumers from banks and other financial service companies, but when a company doesn’t follow them there’s nothing a consumer can do about it because our elected officials neglected to write a “private cause of action” into the law. [read post]
10 Jun 2010, 8:36 am
, which is great for us rich consumers and bad for poor rural farmers. [read post]
10 Jun 2010, 7:03 am
Kenney, and adds: The minister has promised an open and transparent process to appoint a national regulator. [read post]
9 Jun 2010, 11:17 am
The National Consumer Law Center has just issued a report on the topic -- Stopping the Payday Loan Trap -- Alternatives That Work, Ones That Don't. [read post]
8 Jun 2010, 4:58 pm
The banks are great examples of distorted incentives. [read post]
8 Jun 2010, 9:11 am
I discuss the need for such a commitment by the Agencies in light of the approach envisioned by the new HMGs, some of the potential complications with an approach that would effectively involve the Agencies committing to engage in precisely the sort of cross-market balancing Philadelphia National Bank rules out, and how parties could satisfy their burden to prove these efficiencies under the new Section 10 of the HMGs. [read post]
8 Jun 2010, 8:37 am
In particular, bank-issued credit cards offer a dramatic improvement in the efficiency and availability of consumer credit by shifting credit risk from merchants onto banks in exchange for the cost of the interchange fee—currently averaging less than 2% of purchase value. [read post]
7 Jun 2010, 12:52 pm
First of all, loans that are fixed-rate to the consumer are safer for consumers. [read post]
7 Jun 2010, 8:59 am
Increased protection at the bank: For now, the FDIC insurance limit for bank accounts remains at $250,000 (before the change, they stood at $100,000). [read post]
7 Jun 2010, 8:03 am
I’ve heard from and spoken with many thousands of homeowners across the country, and I’ve heard the horrific stories of what it’s been like to deal with our nation’s banks and mortgage servicers. [read post]
