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20 Feb 2023, 8:55 am by Lawrence Solum
These sorts of “probabilistic standing” issues were at the center of the Supreme Court’s most important standing decision in at least a decade, TransUnion LLC v. [read post]
23 May 2012, 8:00 am by Julie Brook, Esq.
If a consumer notifies the credit reporting agencies (the “big three” are Equifax, TransUnion, and Experian) that he or she disputes the completeness or accuracy of any item in the report, the agency has 30 days to conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and to either (1) record the current status of the disputed information or (2) delete the item from the file. 15 USC §1681i(a)(1)(A). [read post]
The second would clarify questions around “credit heading data,” which is the data used by credit reporting companies such as Equifax, Experian and TransUnion. [read post]
23 Dec 2008, 3:57 pm
For credit reporting it means the furnisher (the bank or whoever wrote the account off) must report to Equifax, Experian, TransUnion, and the other credit reporting agencies that the account has actually been charged off. [read post]
7 Jun 2011, 4:18 am
Transunion, one of the largest credit reporting agencies, conducted research which shows that those who only default on mortgages are less likely to default later on new car loans or credit cards than are people who have defaulted on their mortgage and some other loan at the same time. [read post]
6 May 2023, 5:25 pm by Christopher J. Walker
EPA (2022) regarding statutory interpretation and the major questions doctrine, TransUnion LLC v. [read post]
18 Jul 2011, 10:39 am by slemberg
While the big three credit bureaus – Experian, TransUnion, and Equifax – are familiar to virtually everyone and are required to provide consumers with one free credit report per year, there are a slew of other credit bureaus known collectively as the “fourth bureau. [read post]
10 Jan 2012, 12:45 pm
First things first, order an official copy of your credit report from all three credit reporting agencies: TransUnion, Experian, and Equifax. [read post]
27 Feb 2008, 1:23 am
Fees to initiate a credit freeze are anywhere from $5-$10 and must be initiated with each of the three major credit bureaus (CSC, Experian, and TransUnion). [read post]
3 May 2007, 6:11 am
And although she sent the court documents to American Express, along with copies of her Equifax and TransUnion reports that show no fraudulent accounts, "[AmEx] said they were going with Experian and 'to us, that's the true stuff,'" Murphy says. [read post]
3 Jan 2019, 2:12 pm
  In 2018, Congress passed a law to give active duty servicemembers the right to free credit monitoring services from the Big Three credit bureaus (Equifax, Experian, and TransUnion). [read post]
21 Oct 2021, 4:43 am by Richard Hunt
² See my blogs Transunion v Ramirez – has the Supreme Court put an end to cheap standing in ADA litigation? [read post]
7 Apr 2008, 1:52 pm
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29 Aug 2011, 9:18 pm by slemberg
Federal law mandates that each of the big three consumer reporting agencies (Experian, TransUnion, and Equifax) provide you with one free report every 12 months, as well as a free report if you’ve been turned down for credit, housing, or employment due to something in your credit report. [read post]
21 Aug 2020, 5:00 am by jweil
Get a copy of your TransUnion credit report from www.annualcreditreport.com; 5. [read post]
28 Jul 2010, 5:38 am by Eva Rosenberg
They are one of three major credit agencies who determine your credit rating – Equifax, Experian and TransUnion. [read post]
22 Jun 2009, 8:25 am
To obtain copies of your Credit Reports, visit: AnnualCreditReport.com: This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. [read post]