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9 Mar 2013, 7:42 am by Mark S. Humphreys
These required provisions according to the Texas Insurance Code, generally include: (a) Section 1101.003 says a life insurance policy must provide that the policy or the policy and the application for the policy constitute the entire contract between the parties; (b) Section 1101.004 says all premiums are payable in advance either at the home office of the company or to an agent of the company upon delivery of a receipt signed by one or more of the… [read post]
7 Mar 2013, 11:59 pm by Kevin LaCroix
”   Another M&A related insurance topic that the paper does not discuss is the possible need for representations and warranties insurance protection. [read post]
5 Mar 2013, 5:59 pm by Andrew Frisch
The regulations also seek to assist the public by identifying establishments that do not fall within the exception—e.g., insurance companies that sell insurance and electric companies that sell power. 29 C.F.R. [read post]
5 Mar 2013, 1:51 pm by Cynthia Marcotte Stamer
  Know Your Workforce & Proper Worker Classifications For Purposes of Health Plan Rules Knowing whether and how ACA’s “pay-or-play” employer shared responsibility payment, default enrollment, insured health plan non-discrimination and other rules apply to your company’s health plan starts with an correct understanding of what workers are considered your employees and how they are counted and classified for purposes of these ACA and other… [read post]
4 Mar 2013, 3:38 am by Gregory Dell
Holden, was required to establish that, as a result of injury of sickness, she has a "significant change in Your mental or physical capacity and You are: a) prevented from performing at least one of the Material Duties of Your Regular Occupation on a part-time or full-time basis; and b) unable to generate Current Earnings which exceed 99% of Your Basic Monthly Earnings due to that same Injury or Sickness. [read post]
2 Mar 2013, 7:22 am by Mark S. Humphreys
An insured who requires health care may submit a claim directly to their insurance company. [read post]