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10 Oct 2007, 8:05 am
     Experian, one of the three leading credit reporting agencies, has taken the reigns on implementing FICO 08. [15] It is expected that Equifax and Transunion are soon to follow and will put FICO 08 into practice sometime in early 2008. [16] Consequently, young adults, poor credit holders, and spouses will no longer be able to receive the benefit of being an authorized user on another person's credit account. [read post]
29 Nov 2017, 3:56 pm by Guest Blogger
The city of San Francisco is however currently litigating against Equifax, after a privacy breach committed by the credit-reporting agency that exposed the Social Security Numbers of millions of Americans. [read post]
20 Apr 2022, 11:11 am by Thomas Burke
  One such product cited in the CFPB’s complaint is “TU Credit Monitoring,” a bundled monthly subscription that includes access to a credit score, credit report, credit monitoring, and the ability for a consumer to lock and unlock their TransUnion and Equifax credit reports. [read post]
5 Oct 2021, 9:30 am by luiza
Credit reporting company Equifax was fined $100 million by the CFPB as part of a global settlement valued at $700 million to resolve claims related to its 2017 data breach. [read post]
13 Apr 2018, 8:24 am by Lindsay C. Demaree
 Mulvaney testified that his regulatory agenda includes rulemaking to protect consumers from credit reporting abuses and agreed that companies should have to inform the public about hacked data in a certain amount of time. [read post]
20 Sep 2007, 6:05 pm
If approved by the local arresting agency, and the appropriate prosecutor, the arrest cycle is sealed on the Georgia criminal history report by GCIC. [read post]
Department of State, along with a request to “cancel and return” or destroy.[52] Alert Equifax, Experian, and TransUnion of the death by sending the death certificate and other required information.[53]  Obtain a copy of the decedent’s credit report from Equifax, Experian, and TransUnion to review for fraudulent activities. [read post]
23 Sep 2019, 3:00 am by Biglaw Investor
Check and Compare Credit Reports Once a year, borrowers can request free copies of their credit reports from The Big Three credit bureaus—Equifax, Experian, and TransUnion—through AnnualCreditReport.com. [read post]
4 May 2012, 3:05 am by Robert Kraft
Remove your name from the marketing lists of the three credit reporting bureaus—Equifax Information Services, LLC, Experian (TRW), and TransUnion. [read post]
8 Apr 2021, 8:00 am by Justin Sherman
” The code specifies several exemptions from this definition: (1) A consumer reporting agency to the extent that it is covered by the federal Fair Credit Reporting Act (15 U.S.C. [read post]
12 Mar 2018, 12:42 am by Kevin LaCroix
” In their essence, these notions clarified the SEC’s long- standing requirement that public companies report “material” events to their shareholders. [read post]
27 Feb 2020, 4:46 pm by Jacob Sapochnick
Credit Report and Score Perhaps most interestingly, this new form requires applicants with a U.S. credit score to submit a credit report from Equifax, Experian, or TransUnion along with their application for adjustment of status. [read post]
19 Jun 2024, 6:04 am by jeffreynewmanadmin
  In July 2019 the credit agency agreed to pay $575 million — potentially rising to $700 million — in a settlement with the Federal Trade Commission, the Consumer Financial Protection Bureau (CFPB), and all 50 U.S. states and territories over the company’s “failure to take reasonable steps to secure its network. [read post]
15 Mar 2018, 9:30 pm by Sarah Madigan
.), one of the bill’s drafters, said the bill would help rural community banks and credit unions by eliminating regulations that bog them down. [read post]
1 Feb 2018, 4:49 am by Kelly Phillips Erb
Employees who believe that their data may have been compromised should file a complaint with the FTC at identitytheft.gov and consider reaching one of the three major credit bureaus (Equifax, Trans Union, or Experian) to place a ‘fraud alert’ on credit records. [read post]
27 Oct 2017, 6:01 am
Stulz, The Ohio State University, on Tuesday, October 24, 2017 Tags: Bank loans, Banks, Capital markets, Credit risk, Credit supply, Financial institutions, Firm performance, Market conditions, Merger waves, Risk-taking, Stock performance Where’s the Board? [read post]
4 Dec 2009, 9:54 am by Christina D. Frangiosa
These expenses include: 1) attorneys’ and accountant’s fees for professional services; 2) fees or costs imposed by the credit bureaus to correct the credit reports, to undertake private investigations, or to contest “unwarranted debt collections;” and 3) court costs and filing fees. [read post]