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15 Oct 2008, 9:35 pm
Goldman's move to obtain a state charter is a sign that the company may not want a consumer-oriented business that operates on a national level. [read post]
15 Oct 2008, 12:53 pm
I want the occupant of that office to be focused on spending our money wisely and monitoring the now partly nationalized, federally-regulated, banks! [read post]
14 Oct 2008, 4:32 pm
Does the relevant national underwriting guarantee apply? [read post]
14 Oct 2008, 10:17 am
These stock purchases will quickly give banks cash to fill in the holes created by the financial crisis and encourage banks to lend to each other and to businesses and consumers. [read post]
14 Oct 2008, 2:27 am
Ct. 1559 (2007), shields operating subsidiaries of national banks from the reach of state banking officials. [read post]
13 Oct 2008, 8:20 pm
Products for sale ran the gamut from specialized hardware, to electronic banking logins collected from phishing attacks, stolen personal data needed to assume a consumer's identity ("full infos") and credit card magstripe swipes ("dumps), which are used to produce counterfeit cards. [read post]
13 Oct 2008, 8:37 am
And someone needs to find a way to then restore the use of debt and leverage in national and international business and consumer transactions.For example, someone needs to step up and make it clear that a free market isn't a license to shift the consequences of bad decisions onto the unwitting and the unwilling. [read post]
11 Oct 2008, 6:24 am
Here's what's been going on to date: literally dozens of state Attorneys General have attempted to take large, nationally chartered lenders like Washington Mutual and National City Bank to task for predatory lending practices and violations of state consumer protection laws. [read post]
10 Oct 2008, 10:35 pm
Under both sets of rules, businesses could continue to make live calls to any EBR consumer even if the consumer has enrolled in the national Do Not Call registry, unless the consumer has made a “company-specific” Do Not Call request to the calling entity. [read post]
10 Oct 2008, 10:24 pm
.: The Economic Impacts on National and State Economies in 2006 (PDF 610 KB) Prepared by the U.S. [read post]
10 Oct 2008, 2:37 pm
The first big push occurred in 2004 when the Office of the Comptroller of the Currency (OCC), the federal agency responsible for regulating federally chartered banks, issued a series of regulations stating that state laws, both statutory and common law, do not apply to national banks "if they obstruct, impair, or condition a national bank's exercise of its lending, deposit-taking, or other powers granted to it under federal law. [read post]
10 Oct 2008, 2:11 pm
Department of Energy predicts that consumers will pay about 15% more to heat their homes this winter. [read post]
10 Oct 2008, 12:58 pm
According to Sally Grenberg, executive director of the National Consumer League, "Whenever you have fewer businesses in an industry competing for consumers, they can inflate prices. [read post]
9 Oct 2008, 9:58 am
The special report shall contain an analysis of the current state of the regulatory system and its effectiveness in terms of overseeing the financial system and protecting consumers. [read post]
7 Oct 2008, 7:52 pm
For more information on phishing, please visit the following sites: AntiPhishing Work Group: www.antiphishing.org/ OnGuard Online: www.onguardonline.gov/phishing.html Federal Trade Commission: http://ftc.gov/bcp/menus/consumer/tech/privacy.shtm National Consumer League's Internet Fraud Watch: www.fraud.org/tips/internet/phishing.htm US CERT: www.us-cert.gov/cas/tips/ST04-014.html WatchGuard Video: www.watchguard.com/education/video/play.asp? [read post]
7 Oct 2008, 2:26 pm
The fact that no party dominates Congress simply mirrors the closely divided state of national politics.With respect to the credit crisis, most economists locate fault with consumers, banks, and Wall Street - not the president. [read post]
6 Oct 2008, 9:12 am
Crime rates fell about one third between 1934 and 1938 while the nation was struggling to emerge from the Great Depression and weathering another severe economic downturn in 1937 and 1938. [read post]
6 Oct 2008, 2:13 am
" As Martin Eakes testified before Congress, [T]he OCC's expansive interpretation of the standard for federal preemption dramatically alter[ed] the . . . partnership between the federal government and the states in promoting a dual-banking system and in protecting the nation's consumers. [read post]
4 Oct 2008, 2:34 am
Most of the company's policies were assumed by Aurora National Life Assurance Company in 1993 . [read post]
3 Oct 2008, 8:37 am
First, it increased the $100,000 limit on FDIC insurance for bank accounts to $250,000. [read post]
