Search for: "Federal National Loan Mortgage"
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9 Sep 2012, 9:21 am
Soon a member of the senator’s staff had contacted the Office of the Comptroller of the Currency, the federal agency that regulates national banks. [read post]
20 Nov 2017, 5:44 am
” In Madden, the Second Circuit ruled that a nonbank that purchases loans from a national bank could not charge the same rate of interest on the loan that Section 85 of the National Bank Act allows the national bank to charge. [read post]
14 Jul 2008, 7:23 pm
IndyMac historically made loans to residential mortgage borrowers without requiring much income and asset documentation. [read post]
20 Nov 2014, 10:35 am
Mortgage Fraud Blog. [read post]
29 Nov 2018, 11:58 am
Unlike with securitized mortgages, there were no homes as secured real assets to foreclose on, leaving collection lawsuits against borrowers and cosigners, followed by execution on nonexempt assets and garnishment, as forcible collection tools. [read post]
1 Jul 2020, 8:52 am
The agencies are the Comptroller of the Currency, Farm Credit Administration, FDIC, Federal Reserve Board, and National Credit Union Administration. [read post]
4 May 2010, 6:27 pm
In January of this year, 1.1 million mortgages were at least 30 days delinquent. [read post]
9 Apr 2010, 7:55 am
Once upon a time, Michigan regulators tried to oversee a Wachovia-owned mortgage business that had recently become a wholly-owned subsidiary of the nationally chartered bank, Wachovia. [read post]
14 Apr 2008, 5:16 am
The multi-state form used by Wells Fargo had been approved by the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Company (Freddie Mac). [read post]
19 Oct 2011, 7:55 pm
While lip service is paid to the idea that this radical change in underwriting requirements (which is likely to disqualify applicants who buy older, less energy-efficient homes) is required to properly underwrite mortgage loans (although it hasn't been deemed necessary in previous decades), the real reason for the requirement is gleaned from the fact that one of the major lobbying groups for the measure is the National Resources Defense Council. [read post]
31 Jul 2013, 8:50 am
Scarcely touched by the nation’s housing recovery and tired of waiting for federal help, Richmond is about to become the first city in the nation to try eminent domain as a way to stop foreclosures... [read post]
11 Dec 2017, 6:45 am
Wisconsin, December 4, 2017), a loan officer, Herrington, filed a proposed collective action lawsuit against her employer, Waterstone Mortgage, seeking overtime pay. [read post]
13 Oct 2009, 6:15 am
" Specifically, the bills signed are: • AB260 by Assemblyman Ted Lieu, D-Torrance will enact the Higher-Priced Mortgage Loan Law which would codify a fiduciary duty for mortgage brokers, authorize California's mortgage regulators to apply specified federal mortgage lending laws and regulations to their licensees and cap prepayment penalties and yield spread premiums on higher-priced… [read post]
6 Aug 2021, 7:16 am
Right of Rescission Period For closed-end mortgage loans subject to the right to rescind, the consumer has the right to rescind the loan until midnight of the third business day following the last to occur of (1) delivery of all material disclosures, (2) consummation of the loan, and (3) delivery of the notice of the right to rescind to each consumer entitled to rescind. [read post]
17 Feb 2012, 4:21 pm
The Federal Housing Finance Agency (FHFA) that recently approved of HAMP principal reduction for Freddie and Fannie loans has rejected a proposal by the National Association of Consumer Bankruptcy Attorneys (NACBA). [read post]
29 Dec 2011, 8:07 am
The Recorders charge fees based on the number of pages in any given document,This causes problems for residential mortgage lenders who are obligated by federal regulations to give their borrowers accurate "good faith estimates" of their closing costs, but may not know exactly how many pages of mortgage paperwork a borrower will need to sign at closing,. [read post]
1 Feb 2023, 12:22 pm
Wells Fargo wrongfully denied loan modifications to mortgage customers, some of whom lost their homes in improper foreclosures. [read post]
5 Jul 2011, 6:54 am
As a result of theses media reports, members of Congress requested that the United States Government Accountability Office (GAO) prepare a report to address: “The extent to which federal laws address mortgage servicers’ foreclosure procedures and federal agencies’ authority to oversee activities and the extent of past oversight; Federal agencies’ current oversight activities and future oversight plans; and The potential impact of… [read post]
10 Oct 2023, 2:35 pm
As the Federal Reserve continues to raise interest rates and with no reprieve in sight, Americans are beginning to feel the pressure. [read post]
6 Sep 2011, 12:17 pm
First Horizon National Corporation9. [read post]
