Search for: "Federal Savings Bank, The"
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13 Sep 2022, 6:30 am
Sanford Levinson This post was prepared for a roundtable onCan this Constitution be Saved? [read post]
20 Aug 2008, 6:39 pm
Damian Paletta at The Wall Street Journal has another interesting inside look at the federal banking regulators, this time focusing on the tension between the FDIC and the other federal banking agencies over FDIC-insured institutions whose financial condition is deteriorating. [read post]
25 Jan 2013, 12:19 pm
All banks, savings associations, and credit unions, as well as nonbank entities supervised by the Consumer Financial Protection Bureau and state regulators should review their current and expected future social media use as well as evaluate their internal policies to ensure consistency with the proposed guidance. [read post]
10 Mar 2013, 11:00 pm
Because interest is exempt from federal tax, bondholders (banks and other investors) are willing to accept a lower interest rate – typically 80% or less of the rate quoted for a similar conventional (i.e., taxable) financing – resulting in very significant savings over the life of a 15- or 20-year loan. [read post]
30 Jul 2013, 5:53 am
Louis Federal Reserve Bank (FRED) database now has more than 140,000 economic time series available, due to the addition of the Organisation for Economic Co-operation and Development (OECD)'s Main Economic Indicators. [read post]
10 Mar 2013, 11:00 pm
Because interest is exempt from federal tax, bondholders (banks and other investors) are willing to accept a lower interest rate – typically 80% or less of the rate quoted for a similar conventional (i.e., taxable) financing – resulting in very significant savings over the life of a 15- or 20-year loan. [read post]
13 Feb 2019, 5:01 am
These banks saw their effective federal income tax rate fall from 28 percent to below 19 percent. [read post]
2 Oct 2009, 1:05 pm
Yet, OTS regulations exclusively govern “the operations, and the deposit and lending-related practices of federal savings banks. [read post]
29 Dec 2014, 7:07 am
Banks, savings associations, and credit unions with assets at or below $44 million as of December 31, 2014 are exempt from collecting HMDA data in 2015. [read post]
19 Jun 2010, 7:49 am
In defense to such criticism, banks argue that overdraft protection saves consumers the embarrassment of having their cards turned down. [read post]
22 Jun 2009, 10:20 am
The federal savings bank charter overseen by the OTS will be phased out under the proposal. [read post]
17 Oct 2017, 1:43 pm
” We believe that a client having a total probate estate exceeding $250,000 (i.e., assets such as real estate, investments, bank accounts and personal property, but excluding life insurance and other contractual death benefit assets), will realize substantial overall savings in his or her estate by using a Living Trust instead of a Will. [read post]
6 Feb 2024, 9:01 pm
As part of its ongoing attack on bank fees, the Consumer Financial Protection Bureau (CFPB) has issued two proposed rules to regulate fees charged by banks: one on overdraft services, and one on nonsufficient funds fees. [read post]
19 May 2009, 6:27 am
TARP is only available to life insurers with federally chartered banks, or savings-and-loan institutions. [read post]
3 Dec 2020, 7:53 am
Proposition 14 saved the agency from financial extinction. [read post]
28 Oct 2012, 7:17 pm
That is the argument for federal deposit insurance and other traditional, though now largely dismantled, regulations of bank solvency. [read post]
1 Nov 2013, 6:04 am
A modified, “light” version for other large bank holding companies and savings and loan holding companies (depository institution holding companies). [read post]
4 Sep 2018, 4:31 pm
Comments are allowed for 60 days following the proposed rule’s publishing in the Federal Register. [read post]
15 Oct 2008, 9:48 pm
Magic section 13 of the governing statute says:In unusual and exigent circumstances, the Board of Governors of the Federal Reserve System, by the affirmative vote of not less than five members, may authorize any Federal reserve bank, during such periods as the said board may determine, at rates established in accordance with the provisions of section 14, subdivision (d), of this Act, to discount for any individual, partnership, or corporation, notes, drafts, and… [read post]
18 Sep 2013, 8:52 am
In December of 2011, Ouedraogo was set free after a federal judge acquitted him of the kidnapping resulting in death charge. [read post]
